Nassau County property record for 3718 Lorena Dr, Hilliard, FL 32046 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,252 sqft Living Area |
| Lot Size | 14,587 sqft (0.335 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2025) |
| Tax Bill | $1,217.00 (2025) |
| Primary APN | 16-3N-24-2020-0011-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 1,720 sqft Gross Area |
| 1st Floor | 1,252 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 14,587 sqft (0.335 acres) |
| Depth X Width | 10 ft x 14.6 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 468 sqft Garage |
| Pool Area | 348 sqft Pool |
|---|---|
| Deck Area | 100 sqft Deck |
| Patio Area | 98 sqft Patio |
| Porch Area | 104 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3718 LORENA DR |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-7714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF N1/2 OF S1/2 OF NW1/4 OF SW1/4 OF SEC 15-3N-24E IN OR 784/490 |
| Legal Range | 24E |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | CORNWALL SURVEY |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | NASSAU FL |
| Minor Civil Division | CALLAHAN-HILLIARD |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 50401 |
Source: Nassau County records · APN 16-3N-24-2020-0011-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMM LOANS LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Oct 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Deed Doc Number | 202534099 |
| Deed Book / Page | 2828 / 713 |
| Prior Transfer Date | Jun 24, 2008 |
| Prior Transfer Doc | 0015741219 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Nov 12, 2025 |
| Property Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Document Number | 0028280713 |
| Book / Page | 2828 / 713 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 202545034099 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2025 |
| Title Company | SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAP TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Name | Verified Name |
|---|---|
| Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Document Number | 0002828715 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2828/715 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Document Number | 0023421471 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3718 LORENA DR HILLIARD FL 320467714, HILLIARD, FL 32046-7714 |
| Document Number | 0023421471 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 002342/001471 |
| Instrument | 45006629 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Document Number | 0022870325 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3718 LORENA DR HILLIARD FL 320467714, HILLIARD, FL 32046-7714 |
| Document Number | 0022870325 |
|---|---|
| Date | Jul 05, 2019 |
| Book Page | 002287/000325 |
| Instrument | 45021279 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 04, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 3718 LORENA DR, HILLIARD, FL 32046-7714 |
| Document Number | 0022290689 |
| Instrument Date | Oct 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3718 LORENA DR HILLIARD FL 320467714, HILLIARD, FL 32046-7714 |
| Document Number | 0022290689 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 002229/000689 |
| Instrument | 45031607 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 09, 2033 |
Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Hilliard Town |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (+3.49%) Homeowner's exemption | $114,323 (+2.9%) | $201,746 (+21.86%) Land $24,000 Building $177,746 |
| 2024 | $1,176.00 (+4.07%) Homeowner's exemption | $111,101 (+3%) | $165,554 (+3.52%) Land $15,000 Building $150,554 |
| 2023 | $1,130.00 (+12.55%) Homeowner's exemption | $107,865 (+3%) | $159,931 (+21.15%) Land $15,000 Building $144,931 |
| 2022 | $1,004.00 Homeowner's exemption | $104,723 | $132,009 Land $15,000 Building $117,009 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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