St. Joseph County property record for 3718 E 3rd St, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1990 |
| Lot Size | 0.199 acres (8,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,434 (2024) |
| Deeds & Mortgages | Sep 2016 Mortgage Jan 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-13-278-019.000-023 |
| Primary APN | 71-09-13-278-019.000-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Basement Area | 784 sqft |
| Year Built | Built 1990 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 8,680 sqft (0.199 acres) |
| Lot Dimensions | 140 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0161087351404 |
|---|---|
| Street Address | 3718 E 3RD ST |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S PT LOT 11 61.5' E&W X 140' N&S GEYERS ACREAGE |
| Legal Subdivision | GEYERS ACREAGE |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10500 |
3718 E 3rd St is owned and occupied by an individual who acquired it in September 1999.
Source: St. Joseph County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3718 E 3RD ST, MISHAWAKA, IN 46544-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Jan 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 1999 |
| Deed Sale | Sep 7, 1999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 3718 E 3RD ST, MISHAWAKA, IN 46544-3937 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001625490 |
|---|---|
| Date | Sep 23, 2016 |
| Instrument | 1625490 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 25, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 3718 E 3RD ST, MISHAWAKA, IN 46544-3937 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001601134 |
|---|---|
| Date | Jan 19, 2016 |
| Instrument | 1601134 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 18, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,000 Land $22,300 Building $176,700 | $199,000 Land $22,300 Building $176,700 | |
| 2024 | $1,434.00 (-0.62%) | ||
| 2023 | $1,443.00 (-1.3%) | $127,700 (-) Land $22,300 Building $105,400 | $127,700 (-) Land $22,300 Building $105,400 |
| 2022 | $1,462.00 Homeowner's exemption | $127,700 Land $22,300 Building $105,400 | $127,700 Land $22,300 Building $105,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3718 E 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2009) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3718 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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