3718 Cactus Field Ln, Katy, TX 77449 Property Records

Harris County property record for 3718 Cactus Field Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,437 sqft · built 2015
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Tax Bill	$10,261 (2025)
Deeds & Mortgages	Jun 2024 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`135-764-003-0001`

Property Details

APN / Parcel Number

Primary APN	`135-764-003-0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,437 sqft Living Area
1st Floor Area	1,427 sqft
Game Room	Game Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,350 sqft (0.146 acres)
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1357640030001
Street Address	3718 CACTUS FIELD LN
City	KATY
State	TX
Zip	77449-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 3 WATERSTONE SEC 12
Legal Subdivision	WATERSTONE SEC 12
Legal Block	3
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3015
Census Tract	542901

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23909 114TH PL SE, KENT, WA 98031-3417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2024	Warranty Deed, Transfer
Mar 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Mar 21, 2018	Loan Modification, Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024
Deed Sale	Jun 13, 2024
Prior Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	2024214310
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 13, 2024
Property Address	3718 CACTUS FIELD LN, KATY, TX 77449-2247
Document Number	0000214310
Map Reference	MF 667090
Instrument Date	Jun 11, 2024
Instrument	2024-214310
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23909 114TH PL SE, KENT, WA 98031-3417

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Mar 7, 2022
Property Address	3718 CACTUS FIELD LN, KATY, TX 77449-2247
Document Number	0000121324
Map Reference	FILE 20140361305
Instrument Date	Mar 4, 2022
Instrument	2022-121324
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	FONTIER TITLE COMPANY WH LLC, FRONTIER TITLE CO WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 CACTUS FIELD LN, KATY, TX 77449-2247

Mortgage

Document Number	0000121325
Date	Mar 7, 2022
Instrument	2022-121325

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	3718 CACTUS FIELD LN, KATY, TX 77449-2247
Document Number	0000202206
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3718 CACTUS FIELD LN KATY TX 774492247, KATY, TX 77449-2247

Mortgage

Document Number	0000202206
Date	May 9, 2018
Instrument	202206

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,261.00 (+61.36%)	$370,997 (+6%) Land $83,357 Building $287,640	$370,997 (+6%) Land $83,357 Building $287,640
2024	$6,359.00 (+3.57%)
2023		$350,000 Land $82,563 Building $267,437	$350,000 Land $82,563 Building $267,437
2022	$6,140.00 (+41.02%)
2020	$4,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385
Water Source	Purchased groundwater from HARRIS COUNTY MUD 71
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

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