3717 E Hwy 42, Pendleton, KY 40055 Property Records

Oldham County property record for 3717 E Hwy 42, Pendleton, KY 40055 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,103 sqft Living Area
Lot Size	240,276 sqft (5.51 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$3,875.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`51-00-00-14O`
Alternative APN	`27961`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,103 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	240,276 sqft (5.51 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	27961
Street Address	3717 E HIGHWAY 42
City	PENDLETON
State	KY
Zip	40055-9521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE, BARN & 5.516 AC LOT
Legal Lot Number	14O
Jurisdiction	OLDHAM KY
Minor Civil Division	LA GRANGE
Census Blockgroup	2
Census Block	2001
Census Tract	30100

Owner

Source: Oldham County records · APN 51-00-00-14O

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3717 E HIGHWAY 42, PENDLETON, KY 40055-9521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	775-582
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3717 E HIGHWAY 42, PENDLETON, KY 40055-9521
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2265/840
Date	Jun 29, 2017
Book Page	M2265/840
Instrument	526659

Lender

Name	PNC BANK NA
Type	Bank
Address	LA GRANGE, KY 40031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,875.00 (+10.52%) Homeowner's exemption	$360,000 (+10.77%) Land $70,000 Building $290,000	$360,000 (+10.77%) Land $70,000 Building $290,000
2023	$3,506.00 Homeowner's exemption	$325,000 Land $70,000 Building $255,000	$325,000 Land $70,000 Building $255,000

Flood & Wildfire

3717 E Hwy 42 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oldham County (21185C), updated October 15, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 37th in Kentucky
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.