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3717 Cumberland Trce, Birmingham, AL 35242 Property Records

Shelby County property record for 3717 Cumberland Trce, Birmingham, AL 35242

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,492 sqft · built 1985
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on File
Last Sale$549,500 (Sep 2026)
Tax Bill$2,208 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093060002058000

Property Details

APN / Parcel Number

Primary APN093060002058000

Interior

Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,492 sqft Heated Area
1st Floor Area1,338 sqft
Upper Floors Area1,230 sqft
Basement Area1,320 sqft
Finished Basement1,320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area42,253 sqft (0.97 acres)
Lot Dimensions365 ft deep x 129 ft wide
Garage TypeAttached
Garage Area782 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3717 CUMBERLAND TRCE
CityBIRMINGHAM
StateAL
Zip35242-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 6 19S 01W NBRHD: 01 MEADOWBROOK/ VALLEYDALE R-2
Legal Range01W
Legal Township19S
Legal Section06
Legal SubdivisionMEADOW BROOK ESTATES 2ND SECTOR 2ND PHAS
Legal Lot Number20
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group3
Census Block3023
Census Tract30330

Owner

3717 Cumberland Trce is owned and occupied by an individual who bought it in September 2026.

Source: Shelby County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3717 CUMBERLAND TRCE, BIRMINGHAM, AL 35242-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2026 · Amount on File
Deed SaleSep 24, 2026 · Amount on File
Deed Document Number2026308590
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateSep 24, 2026
Property Address3717 CUMBERLAND TRCE, BIRMINGHAM, AL 35242-3005
Document Number0000308590
Instrument DateSep 24, 2026
Instrument2026308590
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$55,499.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 CUMBERLAND TRCE, BIRMINGHAM, AL 35242-3005

Mortgage

Document Number0000308600,
DateSep 24, 2026
Instrument2026308600
Lender
NameREGIONS BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3717 Cumberland Trce was $2,208 with exemptions applied.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,208.00$50,200$501,900 Land $105,000 Building $396,900
2023Homeowner's exemption Senior Citizen's exemption$44,260$442,600 Land $105,000 Building $337,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3717 Cumberland Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3717 Cumberland Trce is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Verizon
Fixed Wireless		1,000 / 75
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: T-Mobile.

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