3717 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3717 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4,680 sqft · built 2016
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$1,310,000 (Jun 2018)
Tax Bill	$16,290 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`26-36-24-02-G-3`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-02-G-3`
Alternative APNs	`26-36-24-02-0000G.0-0003.00` `2626844`

Interior

Stories	2 Stories
Building Area	4,680 sqft Living Area
Gross Area	6,581 sqft
1st Floor Area	3,118 sqft
Attic	Attic
Attic Area	219 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,761 sqft (0.27 acres)
Lot Width	85 ft Width
View / Lot	Lake Front
Garage Type	Attached
Garage Area	660 sqft
Porch	Finished/Open Porch
Porch Area	1,022 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	2626844
Street Address	3717 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE TWO LOT 3 BLOCK G
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE TWO
Legal Phase	2
Legal Block	G
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

3717 Cappio Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3717 CAPPIO DR, MELBOURNE, FL 32940-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 19, 2018	Warranty Deed, Transfer GUARANTEED RATE
Jul 7, 2017	Warranty Deed, Transfer WELLS FARGO BK
Jul 7, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	2018136973
Deed Book / Page	8192 / 393
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3717 CAPPIO DR, MELBOURNE, FL 32940-1321
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3717 CAPPIO DR, MELBOURNE, FL 32940-1321

Mortgage

Document Number	0089662447
Date	Dec 30, 2020
Book Page	8966/2447
Instrument	2020292125

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Jan 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.85%
Index	12-Month MTA
Margin	3
Max Rate	7.85%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 19, 2018
Property Address	3717 CAPPIO DR, MELBOURNE, FL 32940-1321
Document Number	0081920393
Book / Page	008192 / 000393
Instrument Date	Jun 13, 2018
Instrument	136973
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3717 CAPPIO DR MELBOURNE FL 329401321, MELBOURNE, FL 32940-1321

Mortgage

Document Number	81920395
Date	Jun 19, 2018
Book Page	008192/000395
Instrument	136974

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 7, 2017
Property Address	3717 CAPPIO DR, MELBOURNE, FL 32940-1321
Document Number	0079320322
Book / Page	007932 / 000322
Instrument Date	Jun 26, 2017
Instrument	142280
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2558 MONTGOMERY RIDGE RD CHARLOTTESVILLE VA 229116329, CHARLOTTESVILLE, VA 22911-6329

Mortgage

Document Number	79320325
Date	Jul 7, 2017
Book Page	007932/000325
Instrument	142281

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BREVARD FL
Recording Date	Jul 7, 2017
Property Address	3717 CAPPIO DR, MELBOURNE, FL 32940-1321
Document Number	0079320315
Book / Page	007932 / 000315
Instrument Date	Jun 23, 2017
Instrument	142278
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$7,560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3717 Cappio Dr was $16,290 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,336,930 (+2.7%)	$1,350,720 (-3.52%)
2025	$16,290.00 Homeowner's exemption	$1,301,790	$1,400,040 Land $195,500 Building $1,204,540
2023	$15,344.00 (+7.23%) Homeowner's exemption	$1,228,270 (+3%)	$1,495,250 (+8.49%) Land $189,750 Building $1,305,500
2022	$14,310.00 Homeowner's exemption	$1,192,500	$1,378,230 Land $156,400 Building $1,221,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3717 Cappio Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3717 Cappio Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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