3716 Via Cabrillo, Oceanside, CA 92056 Property Records

San Diego County property record for 3716 Via Cabrillo, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,590 sqft · built 1989
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on Record
Last Sale	$623,000 (Jul 2020)
Tax Bill	$7,590 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-484-41-00`

Property Details

APN / Parcel Number

Primary APN	`169-484-41-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3716 VIA CABRILLO
City	OCEANSIDE
State	CA
Zip	92056-7234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 99 TR 011867
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011867
Legal Block	2
Legal Lot Number	99
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	19808

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3716 VIA CABRILLO, OCEANSIDE, CA 92056-7234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT FINANCIAL SERVICES GROUP INC
Jul 29, 2020	Grant Deed, Transfer · Conventional Mortgage INDEPENDENT FINANCIAL SERVICES GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Feb 23, 1989 · Amount on Record
Deed Document Number	2020416950
Prior Transfer Date	May 15, 2015
Prior Transfer Doc	0000250945
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3716 VIA CABRILLO, OCEANSIDE, CA 92056-7234
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3716 VIA CABRILLO, OCEANSIDE, CA 92056-7234

Mortgage

Document Number	0000577309
Date	Aug 13, 2021
Instrument	2021-0577309

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2020
Property Address	3716 VIA CABRILLO, OCEANSIDE, CA 92056-7234
Document Number	0000416950
Map Reference	MAP 11967
Instrument Date	Jul 1, 2020
Instrument	2020-0416950
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3716 VIA CABRILLO, OCEANSIDE, CA 92056-7234

Mortgage

Document Number	0000416951
Date	Jul 29, 2020
Instrument	2020-0416951

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,837 (+2%) Land $216,965 Building $470,872
2025	$7,590.00 (+8.69%) Homeowner's exemption	$674,351 (+4.04%) Land $212,711 Building $461,640
2023	$6,983.00 (+0.27%) Homeowner's exemption	$648,167 Land $204,452 Building $443,715
2022	$6,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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