3716 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 3716 Sincerity Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 2020
Lot Size	6.08 acres (264,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (May 2020)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-078-020B`

Property Details

APN / Parcel Number

Primary APN	`08-078-020B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,616 sqft Total Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	264,845 sqft (6.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3716 SINCERITY RD
City	MONROE
State	NC
Zip	28110-0655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#1 OPCO962
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3028
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3722 SINCERITY RD, MONROE, NC 28110-0655
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage WILLIAM L SIMPSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Document Number	202017412
Deed Book / Page	7674 / 347
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3716 SINCERITY RD, MONROE, NC 28110-0655
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008224867
Date	Aug 31, 2021
Book Page	8224/867
Instrument	41230

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 20, 2020
Property Address	3716 SINCERITY RD, MONROE, NC 28110-0655
Document Number	7674347
Book / Page	007674 / 000347
Instrument Date	Apr 22, 2020
Instrument	17412
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3716 SINCERITY RD MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	7674358
Date	May 20, 2020
Book Page	007674/000358
Instrument	17414

Lender

Name	WILLIAM L SIMPSON
Address	3722 SINCERITY RD, MONROE, NC 28110-0655
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2030

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,700 (-) Land $168,600 Building $346,100	$514,700 (-) Land $168,600 Building $346,100
2025	$2,512.00 (+16.57%)	$514,700 (+55.08%) Land $168,600 Building $346,100	$514,700 (+55.08%) Land $168,600 Building $346,100
2023	$2,155.00	$331,900 Land $73,100 Building $258,800	$331,900 Land $73,100 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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