3716 S Lake Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 3716 S Lake Ave, Duluth, MN 55802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,016 sqft · built 1906
Lot Size	0.091 acres (4,000 sqft)
Owner	Trust Name on File
Last Sale	$365,000 (Dec 2016)
Tax Bill	$8,756 (2026)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-3100-03960`

Property Details

APN / Parcel Number

Primary APN	`010-3100-03960`
Alternative APN	`1081021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Gross Area
1st Floor Area	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,000 sqft (0.091 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	104 sqft
Deck Area	224 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1081021
Street Address	3716 S LAKE AVE
City	DULUTH
State	MN
Zip	55802-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0368 BLOCK:000 SERIAL #
Legal Subdivision	LOWER DULUTH LAKE AVE
Legal Lot Number	368
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	2200

Owner

3716 S Lake Ave is owner-occupied and held in a trust since May 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	3716 S LAKE AVE, DULUTH, MN 55802-2516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2016 · Amount on File
Deed Sale	Dec 21, 2016 · Amount on File
Prior Sale	Oct 30, 2002 · Amount on File
Deed Document Number	20161300552
Last Transfer Date	May 13, 2026
Transfer Doc	0001533108
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 26, 2026
Property Address	3716 S LAKE AVE, DULUTH, MN 55802-2516
Document Number	0001533108
Instrument Date	May 13, 2026
Instrument	20261533108
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3716 S LAKE AVE, DULUTH, MN 55802-2516

Tax Assessment & Valuation

The 2026 property tax bill for 3716 S Lake Ave was $8,756 with a homeowner's exemption, up 9.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,756.00 (+9.15%) Homeowner's exemption
2025	$8,022.00 (-1.3%) Homeowner's exemption	$629,500 (+10.42%) Land $154,300 Building $475,200	$629,500 (+10.42%) Land $154,300 Building $475,200
2024	$8,128.00	$570,100 Land $228,200 Building $341,900	$570,100 Land $228,200 Building $341,900
2022		$477,200 Land $110,400 Building $366,800	$477,200 Land $110,400 Building $366,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3716 S Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1986–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3716 S Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20