3716 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 3716 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1913
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$835,000 (May 2026)
Tax Bill	$9,105 (2023)
Deeds & Mortgages	Dec 2025 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-23-223-046`

Property Details

APN / Parcel Number

Primary APN	`13-23-223-046`
Alternative APN	`13-23-223-046-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	916 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3716 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	40N
Legal Section	23
Legal Subdivision	ECKHART THONS
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	160800

Owner

3716 N Spaulding Ave is owned and occupied by an individual who bought it in May 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Mar 11, 2024 · Amount on File
Deed Document Number	20261408052
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	0000050040
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412

Mortgage

Document Number	0036320082
Date	Dec 29, 2025
Instrument	2536320082

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 20, 2026
Property Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412
Document Number	0000008052
Instrument Date	May 5, 2026
Instrument	2026.8052
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412

Mortgage

Document Number	0000000080,
Date	May 20, 2026
Instrument	2026.140.2026.140.80

Lender

Name	CENTIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 11, 2024
Property Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412
Document Number	0007124053
Instrument Date	Feb 29, 2024
Instrument	2407124053
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412

Mortgage

Document Number	0007124054
Date	Mar 11, 2024
Instrument	2407124054

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 13, 2023
Property Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412
Document Number	0010306112
Instrument Date	Apr 11, 2023
Instrument	2310306112
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6108 N KARLOV AVE, CHICAGO, IL 60646-5206

Mortgage

Document Number	0010306113
Date	Apr 13, 2023
Instrument	2310306113

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 1, 2022
Property Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412
Document Number	0006007303
Instrument Date	Jan 21, 2022
Instrument	2206007303
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3716 N SPAULDING AVE, CHICAGO, IL 60618-4412

Mortgage

Document Number	0006007304
Date	Mar 1, 2022
Instrument	2206007304

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.79%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 Land $15,225 Building $31,775	$470,000 Land $152,250 Building $317,750
2023	$9,105.00 (+11.46%)
2022	$8,169.00 (+2.07%)	$43,000 (-) Land $12,250 Building $30,750	$430,000 (-) Land $122,500 Building $307,500
2021	$8,003.00	$43,000 Land $12,250 Building $30,750	$430,000 Land $122,500 Building $307,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3716 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3716 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zentro.

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