3715 Walker Lake Rd, Bartow, FL 33830 Property Records

Polk County property record for 3715 Walker Lake Rd, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,065 sqft · built 1946
Lot Size	0.7 acres (30,509 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Dec 2016)
Tax Bill	$873 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-30-21-000000-041050`

Property Details

APN / Parcel Number

Primary APN	`26-30-21-000000-041050`
Alternative APNs	`213026000000041050` `13026000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,065 sqft Living Area
Gross Area	1,334 sqft
1st Floor Area	580 sqft
Upper Floors Area	754 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	30,509 sqft (0.7 acres)
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	718 sqft
Shed	1 Shed

Location & Zoning

Street Address	3715 WALKER LAKE RD
City	BARTOW
State	FL
Zip	33830-8984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 232 FT OF E 181 FT OF N1/2 OF N1/2 OF NE1/4 OF SW1/4 OF SEC LESS E 15 FT FOR RD R/W FOR WALKER RD & LESS R/W FOR ALTURAS-BABSON PARK RD & LESS W 20 FT THEREOF
Legal Range	26E
Legal Township	30S
Legal Section	21
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2038
Census Tract	15301

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3715 WALKER LAKE RD, BARTOW, FL 33830-8984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Prior Sale	Nov 21, 2006 · Amount on Record
Deed Book / Page	10009 / 865
Prior Transfer Date	Jan 14, 2009
Prior Transfer Doc	0000015399
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3715 WALKER LAKE RD, BARTOW, FL 33830-8984
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094643
Date	Apr 24, 2024
Book Page	13090/831
Instrument	2024094643

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 15, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3715 WALKER LAKE RD, BARTOW, FL 33830-8984
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 WAKJER LAKE RD, BARTOW, FL 33830

Mortgage

Document Number	0000074718
Date	Mar 24, 2021
Book Page	11636/854
Instrument	2021074718

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,412 (+33.98%)	$256,420 (+23.11%) Land $28,016 Building $228,404
2025	$873.00 (-33.26%) Homeowner's exemption	$107,784 (+5.54%)	$208,280 (-1.35%) Land $28,016 Building $180,264
2023	$1,308.00 (+4.72%) Homeowner's exemption	$102,125 (+3%)	$211,127 (+46.44%) Land $20,440 Building $190,687
2022	$1,249.00 Homeowner's exemption	$99,150	$144,176 Land $9,636 Building $134,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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