3715 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 3715 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,161 sqft · built 1950
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Oct 1998)
Tax Bill	$925 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-002823`

Property Details

APN / Parcel Number

Primary APN	`07-002823`
Alternative APN	`002823`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,161 sqft Total Area
Attic	Attic
Attic Area	286 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002823
Street Address	3715 S UPPER FERRY RD
City	EDEN
State	MD
Zip	21822-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	2.00 AC 3715 S UPPER FERRY RD N OF ALLEN
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2022
Census Tract	10800

Owner

3715 S Upper Ferry Rd is owned and occupied by two individuals who acquired it in June 2014.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3715 S UPPER FERRY RD, EDEN, MD 21822-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 1998 · Amount on File
Deed Sale	Oct 6, 1998 · Amount on File
Deed Document Number	19982207
Deed Book / Page	1633 / 159
Last Transfer Date	Jun 5, 2014
Transfer Doc	0037240343
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3715 S UPPER FERRY RD, EDEN, MD 21822-2209
Document Number	0044820371
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 S UPPER FERRY RD EDEN MD 218222209, EDEN, MD 21822-2209

Mortgage

Document Number	0044820371
Date	Jun 14, 2019
Book Page	004482/000371

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3715 S Upper Ferry Rd was $925.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,833 (+9.4%)	$101,900 (-) Land $36,700 Building $65,200
2025	$925.00	$85,767	$101,900 Land $36,700 Building $65,200
2023	$767.00	$76,967	$77,700 Land $36,700 Building $41,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3715 S Upper Ferry Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3715 S Upper Ferry Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20