3715 Ridge Pointe Dr, Geneva, IL 60134 Property Records

Kane County property record for 3715 Ridge Pointe Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,630 sqft · built 2006
Lot Size	0.71 acres (3,086 sqft)
Owner	Individual Name on File
Last Sale	$512,000 (Aug 2022)
Tax Bill	$12,353 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-05-102-025`

Property Details

APN / Parcel Number

Primary APN	`12-05-102-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	4,213 sqft
Basement Area	1,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	3,086 sqft (0.71 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3715 RIDGE POINTE DR
City	GENEVA
State	IL
Zip	60134-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE TOWNHOMES PART OF LOT 3 AS DESC IN DOC 2008K057668
Legal Subdivision	PRAIRIE RDG TWNHMS PUD
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3003
Census Tract	854800

Owner

3715 Ridge Pointe Dr is owned and occupied by an individual who bought it in August 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3715 RIDGE POINTE DR, GENEVA, IL 60134-5104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Oct 3, 2016
Deed Document Number	202240721
Prior Transfer Date	Sep 28, 2016
Prior Transfer Doc	0000053494
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 11, 2022
Property Address	3715 RIDGE POINTE DR, GENEVA, IL 60134-5104
Document Number	0000040721
Map Reference	DOC 2005K020624
Instrument Date	Aug 9, 2022
Instrument	2022K040721
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S KENITWORTH AVE #2W # 2W, 2W, OAK PARK, IL 60302-3826

Mortgage

Document Number	0000040722
Date	Aug 11, 2022
Instrument	2022K040722

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3715 Ridge Pointe Dr was $12,353 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,353.00 Homeowner's exemption	$179,040 (+8.5%) Land $42,854 Building $136,186	$537,335 (+8.5%) Land $128,613 Building $408,721
2024		$165,014 Land $39,497 Building $125,517	$495,240 Land $118,538 Building $376,702
2022	$10,720.00 (+30.51%) Homeowner's exemption	$139,391 (+3.86%) Land $33,364 Building $106,027	$418,173 (+3.86%) Land $100,092 Building $318,081
2021	$8,214.00 Homeowner's exemption	$134,210 Land $32,124 Building $102,086	$402,630 Land $96,372 Building $306,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3715 Ridge Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3715 Ridge Pointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20