Oakland County property record for 3715 Ledge Dr, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,028 sqft · built 1969 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Sep 2025) |
| Tax Bill | $5,468 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-19-228-021 |
| Primary APN | 88-20-19-228-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 130 ft deep x 120 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3715 LEDGE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 19 TROY ESTATES SUB. LOT 62 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 19 |
| Legal Subdivision | TROY ESTATES SUB |
| Legal Lot Number | 62 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 196700 |
Source: Oakland County records · APN 88-20-19-228-021
Assessment roll updated February 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3615 ESTATES DR, TROY, MI 48084-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 03, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2014 · Amount on Record |
| Deed Document Number | 2025116664 |
| Deed Book / Page | 60533 / 586 |
| Prior Transfer Date | Nov 05, 2021 |
| Prior Transfer Doc | 0000267825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 17, 2025 |
| Property Address | 3715 LEDGE DR, TROY, MI 48084-1137 |
| Document Number | 0000116664 |
| Book / Page | 60533 / 586 |
| Map Reference | LB B118 PG 16-19 |
| Instrument Date | Sep 05, 2025 |
| Instrument | 116664 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5735 E MCDOWELL RD, MESA, AZ 85215-1426 |
| Name | Verified Name |
|---|---|
| Address | 3615 ESTATES DR, TROY, MI 48084-1122 |
| Document Number | 0060518719 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 60518/719 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 03, 2021 |
| Property Address | 3715 LEDGE DR, TROY, MI 48084-1137 |
| Document Number | 0000267825 |
| Book / Page | 57140 / 326 |
| Map Reference | LB 118 PG 16 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 267825 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3715 LEDGE DR, TROY, MI 48084-1137 |
| Document Number | 0057140329 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 57140/329 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3715 LEDGE DR, TROY, MI 48084-1137 |
| Document Number | 0000021281 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3715 LEDGE DR TROY MI 480841137, TROY, MI 48084-1137 |
| Document Number | 0000021281 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 051547/000479 |
| Instrument | 21281 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 08, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3715 LEDGE DR, TROY, MI 48084-1137 |
| Document Number | 0000001791 |
| Book / Page | 051441 / 000564 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3715 LEDGE DR TROY MI 480841137, TROY, MI 48084-1137 |
| Document Number | 0000001791 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 051441/000564 |
| Instrument | 1791 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2048 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,468.00 (+2.4%) | ||
| 2024 | $5,340.00 (-6.1%) | ||
| 2023 | $366,260 | ||
| 2022 | $5,687.00 | $183,130 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 379 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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