3715 FM 438, Temple, TX 76501 Property Records

Bell County property record for 3715 FM 438, Temple, TX 76501 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	172,628 sqft (3.96 acres)
Last Sale	$90,809 (2026)
Tax Bill	$2,343.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0424070312`
Alternative APN	`513609`

Exterior

Lot Area	172,628 sqft (3.96 acres)

Location & Zoning

Street Address	3715 FM 438
City	TEMPLE
State	TX
Zip	76501-6950
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	SMITH DOVE HOLLOW, BLOCK 001, LOT 0005, ACRES 3.963
Legal Subdivision	SMITH DOVE HOLLOW
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Minor Civil Division	TEMPLE
Census Blockgroup	2
Census Block	2027
Census Tract	20402

Owner

Source: Bell County records · APN 0424070312

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	616 PIPE CREEK DR, TEMPLE, TX 76502-7544
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Doc Number	202638730
Record Refreshed	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jul 31, 2026
Property Address	3715 FM 438, TEMPLE, TX 76501-6950
Document Number	0000038730
Instrument Date	Jul 31, 2026
Instrument	202638730
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sales Price
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 PIPE CREEK DR, TEMPLE, TX 76502-7544

Mortgage

Document Number	0000038857,
Date	Jul 31, 2026
Instrument	202638857

Lender

Name	CAPITAL LLC
Special Notes	Lender is also the Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,343.00 (+14.74%)	$138,103 (+14.29%) Land $138,103	$138,103 (+14.29%) Land $138,103
2023	$2,042.00	$120,840 Land $120,840	$120,840 Land $120,840

Flood & Wildfire

3715 FM 438 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 53rd percentile of exposed land nationally · 29th in Texas
Wildfire Likelihood	Moderate — about 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.