3715 Fall Lick Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 3715 Fall Lick Rd, Lancaster, KY 40444 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$121,500 (May 2006)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2007 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44-40.05`

Property Details

APN / Parcel Number

Primary APN	`44-40.05`
Alternative APN	`19551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	19551
Street Address	3715 FALL LICK RD
City	LANCASTER
State	KY
Zip	40444-8467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.030 AC
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2023
Census Tract	970300

Owner

Source: Garrard County records · APN 44-40.05

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 14, 2007	Deed of Trust, Mortgage · Conventional Mortgage GMAC MORTGAGE LLC DBA DITECH.COM
Jul 02, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK CENTRAL KENTUCKY
Aug 09, 2012	Deed of Trust, Mortgage FIFTH THIRD BANK
Sep 07, 2017	Deed, Transfer
May 08, 2006	Deed, Transfer · Conventional Mortgage CTX MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2006 · Amount on Record
Deed Sale	May 08, 2006 · Amount on Record
Deed Book / Page	238 / 148
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467

Mortgage

Document Number	00M463/894
Date	Oct 16, 2025
Book Page	M463/894
Instrument	200394

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2050

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M274/290
Date	Jun 14, 2007
Book Page	M274/290
Instrument	89478

Lender

Name	GMAC MORTGAGE LLC DBA DITECH.COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2037

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M300/42
Date	Jul 02, 2010
Book Page	M300/42
Instrument	104658

Lender

Name	FIFTH THIRD BANK CENTRAL KENTUCKY
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2020

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000316/494
Date	Aug 09, 2012
Book Page	316/494
Instrument	113109

Lender

Name	FIFTH THIRD BANK
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2022

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 07, 2017
Property Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Document Number	000290/263
Book / Page	290 / 263
Instrument Date	Sep 01, 2017
Instrument	135849
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2972 TUSCALOOSA LN, LEXINGTON, KY 40515-5454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467

May 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 08, 2006
Property Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467
Document Number	000238/148
Book / Page	238 / 148
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 FALL LICK RD, LANCASTER, KY 40444-8467

Mortgage

Document Number	00M258/296
Date	May 08, 2006
Book Page	M258/296
Instrument	70438

Lender

Name	CTX MORTGAGE COMPANY LLC
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (+5.32%)	$127,000 (+5.83%) Land $22,000 Building $105,000	$127,000 (+5.83%) Land $22,000 Building $105,000
2024	$1,277.00 (-2.74%)	$120,000 (-) Land $20,000 Building $100,000	$120,000 (-) Land $20,000 Building $100,000
2023	$1,313.00 (-0.91%)	$120,000 (-) Land $20,000 Building $100,000	$120,000 (-) Land $20,000 Building $100,000
2022	$1,325.00	$120,000 Land $20,000 Building $100,000	$120,000 Land $20,000 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Uniti Group	DSL	200 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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