3715 Chipara Dr, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3715 Chipara Dr, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,297 sqft · built 2007
Lot Size	0.141 acres (6,150 sqft)
Owner	Individual Name on Record
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`092H-A-065.00-000`

Property Details

APN / Parcel Number

Primary APN	`092H-A-065.00-000`
Alternative APNs	`092H A 06500` `R0100927`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,297 sqft Living Area
1st Floor Area	3,238 sqft
Upper Floors Area	1,356 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Porch	Slab
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0100927
Street Address	3715 CHIPARA DR
City	MURFREESBORO
State	TN
Zip	37128-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 255 THE PRESERVE AT INDIAN CREEK SEC 4 PH 2 PB 32-257 SPLIT OFF 92-42.04 FOR 08 60 X 102.5
Legal Subdivision	THE PRESERVE AT INDIAN CREEK SEC 4 PH 2
Legal Block	2
Legal Lot Number	255
Jurisdiction	RUTHERFORD TN
Township / Civil Division	20
Census Block Group	1
Census Block	1019
Census Tract	40906

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3715 CHIPARA DR, MURFREESBORO, TN 37128-8260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Sep 4, 2025	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 24, 2020	Intrafamily Transfer, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025
Deed Sale	Sep 4, 2025
Prior Sale	Nov 24, 2020
Deed Document Number	20252611867
Deed Book / Page	2569 / 2486
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	RB19972593
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 2, 2026
Property Address	3715 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	0002651880
Book / Page	2650 / 1214
Instrument Date	May 26, 2026
Instrument	20262651880
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 CHIPARA DR, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	0002651880,
Date	Jun 2, 2026
Book Page	2650/1214
Instrument	20262651880

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 4, 2025
Property Address	3715 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	0025692486
Book / Page	2569 / 2486
Map Reference	MB 32 PG 257
Instrument Date	Aug 28, 2025
Instrument	2611867
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 CHIPARA DR, MURFREESBORO, TN 37128-8260

Mortgage

Document Number	0025692491
Date	Sep 4, 2025
Instrument	2569/2491

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 24, 2020
Property Address	3715 CHIPARA DR, MURFREESBORO, TN 37128-8260
Document Number	0019972593
Book / Page	1997 / 2593
Map Reference	MB 32 PG 257
Instrument Date	Nov 20, 2020
Instrument	2321124
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	BELL LAW SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 30TH AVE N, NASHVILLE, TN 37203-1308

Mortgage

Document Number	0019972596
Date	Nov 24, 2020
Instrument	1997/2596

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,025 (+20.77%) Land $27,500 Building $80,525	$432,100 (+20.77%) Land $110,000 Building $322,100
2025	$2,530.00	$89,450 (-) Land $13,750 Building $75,700
2024	$2,530.00
2023	$2,530.00	$89,450 Land $13,750 Building $75,700	$357,800 (-) Land $55,000 Building $302,800
2022			$357,800 Land $55,000 Building $302,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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