3715 Ady Rd, Street, MD 21154 Property Records

Harford County property record for 3715 Ady Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,517 sqft · built 2002
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Nov 2001)
Tax Bill	$6,155 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-051282`

Property Details

APN / Parcel Number

Primary APN	`05-051282`
Alternative APNs	`5051282` `051282`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,517 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	101,930 sqft (2.34 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	594 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051282
Street Address	3715 ADY RD
City	STREET
State	MD
Zip	21154-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3 2.344 AC 3715 ADY ROAD LD H ENFIELD P 66/41
Legal Subdivision	HELEN E ENFIELD
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	3
Census Block	3014
Census Tract	305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3715 ADY RD, STREET, MD 21154-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2001 · Amount on File
Deed Sale	Nov 8, 2001 · Amount on File
Prior Sale	Mar 5, 1999 · Amount on File
Deed Document Number	2001177
Deed Book / Page	3728 / 256
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3715 ADY RD, STREET, MD 21154-1431
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154780342
Date	Apr 22, 2022
Book Page	15478/342

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3715 ADY RD, STREET, MD 21154-1431
Document Number	0125770040
Book / Page	012577 / 000040
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3715 ADY RD STREET MD 211541431, STREET, MD 21154-1431

Mortgage

Document Number	0125770040
Date	Oct 31, 2017
Book Page	012577/000040

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2032

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,155.00 (+15.11%) Homeowner's exemption	$559,233 (+19.81%)	$596,300 (+22.92%) Land $121,700 Building $474,600
2025	$5,347.00 (+8.09%) Homeowner's exemption
2023		$466,767	$485,100 Land $121,700 Building $363,400
2022	$4,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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