3714 N Atlantic St, Spokane, WA 99205 Property Records

Spokane County property record for 3714 N Atlantic St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 945 sqft · built 1940
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2016)
Tax Bill	$2,755 (2026)
Deeds & Mortgages	May 2024 Second Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35064.1711`

Property Details

APN / Parcel Number

Primary APN	`35064.1711`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	756 sqft
Basement Area	756 sqft
Finished Basement	189 sqft
Unfinished Basement	567 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	21 sqft
Canopy	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3714 N ATLANTIC ST
City	SPOKANE
State	WA
Zip	99205-3065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MONTEREY PK L18 B8
Legal Range	43E
Legal Township	25N
Legal Section	06
Legal Subdivision	MONTEREY PK
Legal Block	8
Legal Lot Number	18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1049
Census Tract	1300

Owner

3714 N Atlantic St is owned and occupied by two individuals who bought it in July 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3714 N ATLANTIC ST, SPOKANE, WA 99205-3065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU
Jan 9, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2016 · Amount on File
Deed Sale	Jul 29, 2016 · Amount on File
Prior Sale	Jun 4, 2009 · Amount on File
Deed Document Number	20166519890
Prior Transfer Date	Dec 16, 2008
Prior Transfer Doc	0005744714
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3714 N ATLANTIC ST, SPOKANE, WA 99205-3065
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007347832
Date	May 8, 2024
Instrument	7347832

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2039

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3714 N ATLANTIC ST, SPOKANE, WA 99205-3065
Transaction Type	Mortgage
Record Updated	Nov 29, 2021
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007151931
Date	Nov 19, 2021
Instrument	7151931

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3714 N ATLANTIC ST, SPOKANE, WA 99205-3065
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007086821
Date	Jun 11, 2021
Instrument	7086821

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

Interest

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3714 N ATLANTIC ST, SPOKANE, WA 99205-3065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006774360
Date	Jan 9, 2019
Instrument	6774360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3714 N ATLANTIC ST, SPOKANE, WA 99205-3065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANGUARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006976480
Date	Oct 2, 2020
Instrument	6976480

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3714 N Atlantic St was $2,755, down 1.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,755.00 (-1.61%)	$276,600 Land $80,000 Building $196,600	$276,600 Land $80,000 Building $196,600
2025	$2,800.00
2024		$274,500 (+39.2%) Land $55,000 Building $219,500	$274,500 (+39.2%) Land $55,000 Building $219,500
2023	$2,688.00 (+16.31%)	$197,200 Land $34,000 Building $163,200	$197,200 Land $34,000 Building $163,200
2022	$2,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3714 N Atlantic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3714 N Atlantic St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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