3714 E Bay St, Duluth, GA 30096 Property Records

Gwinnett County property record for 3714 E Bay St, Duluth, GA 30096

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,378 sqft · built 1985
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (May 2018)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-296A-046`

Property Details

APN / Parcel Number

Primary APN	`6-296A-046`
Alternative APNs	`R6296A-046` `1149029`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	680 sqft
Basement Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Primary
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3714 E BAY ST
City	DULUTH
State	GA
Zip	30096-4835
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	L3 BC CHARLESTON BAY #3
Legal Subdivision	Y
Legal Block	C
Legal Lot Number	3
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2004
Census Tract	50219

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3714 E BAY ST, DULUTH, GA 30096-4835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI PROSPERITY HM MTG
May 23, 2018	Grant Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	201812618
Deed Book / Page	55899 / 123
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3714 E BAY ST, DULUTH, GA 30096-4835
Document Number	0575100487
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 E BAY ST DULUTH GA 300964835, DULUTH, GA 30096-4835

Mortgage

Document Number	0575100487
Date	May 27, 2020
Book Page	057510/000487

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 23, 2018
Property Address	3714 E BAY ST, DULUTH, GA 30096-4835
Document Number	0558990123
Book / Page	055899 / 000123
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 E BAY ST DULUTH GA 300964835, DULUTH, GA 30096-4835

Mortgage

Document Number	558990124
Date	May 23, 2018
Book Page	055899/000124

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (+21.05%)	$121,480 (+7.35%) Land $22,000 Building $99,480	$303,700 (+7.35%) Land $55,000 Building $248,700
2023	$2,503.00	$113,160 Land $20,000 Building $93,160
2022			$282,900 Land $50,000 Building $232,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Verizon, Xfinity.

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