3714 Central Ave, Great Falls, MT 59401 Property Records

Cascade County property record for 3714 Central Ave, Great Falls, MT 59401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 940 sqft · built 1973
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$213,600 (Aug 2020)
Tax Bill	$1,627 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0216288`

Property Details

APN / Parcel Number

Primary APN	`R0216288`
Alternative APNs	`02-3016-08-1-14-11-0000` `0000517100` `00517100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Finished Basement	940 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000517100
Street Address	3714 CENTRAL AVE
City	GREAT FALLS
State	MT
Zip	59401-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BOSTON AND GREAT FALLS ADD, S08, T20 N, R04 E, BLOCK 045, LOT 004
Legal Range	04E
Legal Township	20N
Legal Section	08
Legal Subdivision	BOSTON AND GREAT FALLS ADD
Legal Block	45
Legal Lot Number	4
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1000
Census Tract	1000

Owner

3714 Central Ave is owned and occupied by an individual who bought it in August 2020.

Source: Cascade County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MONTANA
Aug 19, 2020	Warranty Deed, Transfer UNIFY HM LNDG INC
Apr 18, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 28, 2017	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	2020393374
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Recording Date	May 4, 2026
Property Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517
Document Number	0000482568
Instrument Date	Apr 24, 2026
Instrument	2026482568
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FLYING S TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517

Mortgage

Document Number	0000482568,
Date	May 4, 2026
Instrument	2026482568

Lender

Name	STOCKMAN BK/MONTANA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 19, 2020
Property Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517
Document Number	0000393374
Instrument Date	Aug 18, 2020
Instrument	393374
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3714 CENTRAL AVE GREAT FALLS MT 594013517, GREAT FALLS, MT 59401-3517

Mortgage

Document Number	393375
Date	Aug 19, 2020
Instrument	393375

Lender

Name	UNIFY HM LNDG INC
Address	RAPID CITY, SD 57701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517
Document Number	0000386845
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3714 CENTRAL AVE GREAT FALLS MT 594013517, GREAT FALLS, MT 59401-3517

Mortgage

Document Number	0000386845
Date	Apr 27, 2020
Instrument	386845

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Apr 28, 2017
Property Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517
Document Number	00R0338662
Instrument Date	Apr 14, 2017
Instrument	R0338662
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3714 CENTRAL AVE, GREAT FALLS, MT 59401-3517

Mortgage

Document Number	00R0338663
Date	Apr 28, 2017
Instrument	R0338663

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3714 Central Ave was $1,627, down 13.6% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,627.00 (-13.6%)	$271,900 (-)
2025	$1,883.00	$271,900	$271,900 Land $48,750 Building $223,150
2023	$2,312.00	$219,500	$219,500 Land $38,250 Building $181,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3714 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3714 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Ziply Fiber.

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