37135 Horseshoe Dr, Umatilla, FL 32784 Property Records

Lake County property record for 37135 Horseshoe Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,193 sqft · built 1971
Lot Size	0.281 acres (12,255 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jan 2023)
Tax Bill	$2,882 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-18-26-0400-000-00400`

Property Details

APN / Parcel Number

Primary APN	`26-18-26-0400-000-00400`
Alternative APN	`1638577`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,255 sqft (0.281 acres)
Lot Dimensions	95 ft deep x 129 ft wide
Porch	Screened/Unfinished Porch
Porch Area	295 sqft
Utility Building	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1638577
Street Address	37135 HORSESHOE DR
City	UMATILLA
State	FL
Zip	32784-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	FOREST LAKE SUB LOT 4 PB 14 PG 40 ORB 6074 PG 329
Legal Range	26E
Legal Township	18S
Legal Section	26
Legal Subdivision	FOREST LAKE SUB
Legal Tract	0400
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3097
Census Tract	30110

Owner

Source: Lake County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37135 HORSESHOE DR, UMATILLA, FL 32784-8058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 3, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	2023179
Deed Book / Page	6074 / 329
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	37135 HORSESHOE DR, UMATILLA, FL 32784-8058
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37135 HORSESHOE DR, UMATILLA, FL 32784-8058

Mortgage

Document Number	0066320871
Date	Nov 14, 2025
Book Page	6632/871
Instrument	2025140395

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2023
Property Address	37135 HORSESHOE DR, UMATILLA, FL 32784-8058
Document Number	0060740329
Book / Page	6074 / 329
Map Reference	MB 14 PG 40
Instrument Date	Dec 30, 2022
Instrument	2023000179
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 EDGEWATER DR UNIT 41, 41, LIVINGSTON, TX 77351-0903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37135 HORSESHOE DR, UMATILLA, FL 32784-8058

Mortgage

Document Number	0006074331
Date	Jan 3, 2023
Instrument	6074/331

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	37135 HORSESHOE DR, UMATILLA, FL 32784-8058
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055351413
Date	Sep 2, 2020
Book Page	5535/1413
Instrument	2020096622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,550 (+2.9%)	$249,844 (-) Land $30,375 Building $219,469
2025		$200,730 (+5.98%) Land $30,375 Building $170,355	$249,844 (+31.91%) Land $30,375 Building $219,469
2024	$2,882.00 (+10.97%)
2023	$2,597.00 (-6.14%) Homeowner's exemption Additional exemption filed	$189,402 (-)	$189,402 (-) Land $30,375 Building $159,027
2022	$2,767.00	$189,402	$189,402 Land $30,375 Building $159,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

37135 Horseshoe Dr, Umatilla, FL 32784 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Horseshoe Dr

Nearby Streets

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