37130 Eagle Rd, Willoughby Hills, OH 44094 Property Records

Lake County property record for 37130 Eagle Rd, Willoughby Hills, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,876 sqft · built 1986
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2017)
Tax Bill	$11,007 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-A-010-H-00-002-0`

Property Details

APN / Parcel Number

Primary APN	`31-A-010-H-00-002-0`
Alternative APN	`F 33`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	787 sqft
Basement Area	738 sqft
Finished Basement	738 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	209 sqft
Deck Area	112 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	37130 EAGLE RD
City	WILLOUGHBY HILLS
State	OH
Zip	44094-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 TRACT 5
Legal Subdivision	WILLOUGHBY TOWNSHIP 05
Legal Tract	5
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY HILLS
Census Block Group	1
Census Block	1002
Census Tract	201102

Owner

37130 Eagle Rd is owned and occupied by an individual who bought it in December 2017.

Source: Lake County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 14, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Document Number	201735300
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000031139
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621

Mortgage

Document Number	0000004359
Date	Mar 8, 2024
Instrument	2024R004359

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621

Mortgage

Document Number	0000027160
Date	Aug 5, 2021
Instrument	2021R027160

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014823
Date	Jun 14, 2018
Instrument	2018R014823

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 30, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Dec 28, 2017
Property Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621
Document Number	0000035300
Instrument Date	Dec 26, 2017
Instrument	2017R035300
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	LAWYERS TITLE OF CHART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37130 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9621

Mortgage

Document Number	0000035301
Date	Dec 28, 2017
Instrument	2017R035301

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby Hills City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,190 Land $35,530 Building $107,660	$409,110 Land $101,500 Building $307,610
2023	$11,007.00 (+48.34%) Homeowner's exemption	$120,770 (-) Land $28,380 Building $92,390
2022	$7,420.00 Homeowner's exemption	$120,770 Land $28,380 Building $92,390
2021			$345,040 Land $81,080 Building $263,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37130 Eagle Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (2006–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37130 Eagle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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