Union County property record for 3713 Sikes Mill Rd, Monroe, NC 28110
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 2024 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Aug 2023) |
| Tax Bill | $2,605 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-126-016D |
| Primary APN | 08-126-016D |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Lot Area | 57,499 sqft (1.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3713 SIKES MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7403 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #1 OPCR075 |
| Legal Subdivision | ANNIE LEE COBBLE |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20206 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3713 SIKES MILL RD, MONROE, NC 28110-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 3, 2023 | Warranty Deed, Transfer |
| Oct 11, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage JANELLE ASHLEY ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Document Number | 202318750 |
| Deed Book / Page | 8757 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3713 SIKES MILL RD, MONROE, NC 28110-7403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3303 GREENHURST DR, MATTHEWS, NC 28104-0408 |
| Document Number | 0000879560 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 8795/60 |
| Instrument | 24760 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.8% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 3, 2023 |
| Property Address | 3713 SIKES MILL RD, MONROE, NC 28110-7403 |
| Document Number | 0000875756 |
| Book / Page | 8757 / 56 |
| Map Reference | CAB R FILE 75 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 18750 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 E HIGHWAY 218, MONROE, NC 28110-7012 |
| Name | Verified Name |
|---|---|
| Address | 3303 GREENHURST DR, WEDDINGTON, NC 28104-0408 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 11, 2021 |
| Property Address | 3713 SIKES MILL RD, MONROE, NC 28110-7403 |
| Document Number | 0000827553 |
| Book / Page | 8275 / 53 |
| Map Reference | CAB J FILE 654 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 48455 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 E HIGHWAY 218, MONROE, NC 28110-7012 |
| Investor | Possibly a Property Investor |
| Document Number | 0000048474 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 48474 |
| Name | JANELLE ASHLEY ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,600 (-) Land $77,800 Building $434,800 | $512,600 (-) Land $77,800 Building $434,800 | |
| 2025 | $2,605.00 (+901.92%) | $512,600 (+1,217.74%) Land $77,800 Building $434,800 | $512,600 (+1,217.74%) Land $77,800 Building $434,800 |
| 2023 | $260.00 (+2.77%) | $38,900 (-0.51%) Land $38,900 | $38,900 (-0.51%) Land $38,900 |
| 2022 | $253.00 | $39,100 Land $39,100 | $39,100 Land $39,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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