3713 Main St, Middleburg, FL 32068 Property Records

Clay County property record for 3713 Main St, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,103 sqft · built 1962
Lot Size	0.265 acres (11,586 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2019)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-05-25-009080-001-00`

Property Details

APN / Parcel Number

Primary APN	`07-05-25-009080-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,103 sqft Heated Area
Gross Area	1,287 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,586 sqft (0.265 acres)
Lot Dimensions	166 ft deep x 70 ft wide
Garage Area	400 sqft
Porch	Porch
Porch Area	184 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3713 MAIN ST
City	MIDDLEBURG
State	FL
Zip	32068-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	PT OF LOT 5 AS REC O R 4251 PG597
Legal Range	25
Legal Township	05
Legal Section	07
Legal Lot Number	5
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3000
Census Tract	30103

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3713 MAIN ST, MIDDLEBURG, FL 32068-5141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	2019060927
Deed Book / Page	4251 / 0597
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 14, 2019
Property Address	3713 MAIN ST, MIDDLEBURG, FL 32068-5141
Document Number	0042510597
Book / Page	004251 / 000597
Instrument Date	Nov 12, 2019
Instrument	60927
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 TRUMAN AVE PENSACOLA FL 325054250, PENSACOLA, FL 32505-4250

Mortgage

Document Number	42510599
Date	Nov 14, 2019
Book Page	004251/000599
Instrument	60928

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (-10.26%) Homeowner's exemption	$152,525 (+5.99%)	$275,407 (+19.89%) Land $72,744 Building $202,663
2023	$1,910.00 (+10.02%) Homeowner's exemption	$143,910 (+3%)	$229,719 (+19.36%) Land $42,434 Building $187,285
2022	$1,736.00 Homeowner's exemption	$139,719	$192,465 Land $42,434 Building $150,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35