3713 Lakeview Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 3713 Lakeview Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	1,803 sqft · built 1997
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (May 2019)
Deeds & Mortgages	May 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-25-455-023`

Property Details

APN / Parcel Number

Primary APN	`09-25-455-023`

Interior

Building Area	1,803 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached

Location & Zoning

Street Address	3713 LAKEVIEW DR
City	WINNEBAGO
State	IL
Zip	61088-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE TOWNHOME ASSOCIATION SUB PT SE1/4 SEC 25-27-10 LOT 6
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE TOWNHOME ASSOCIATION
Legal Lot Number	6
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4021
Census Tract	4300

Owner

3713 Lakeview Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Winnebago County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	3713 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage US BK
Jun 21, 2017	Grant Deed, Transfer · Conventional Mortgage ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Jun 21, 2017 · Amount on File
Deed Document Number	1915144
Record Updated	Jun 7, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 1, 2019
Property Address	3713 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001015144
Instrument Date	Apr 26, 2019
Instrument	1015144
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3713 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	1015145
Date	May 1, 2019
Instrument	1015145

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate	4.25%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 21, 2017
Property Address	3713 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001018640
Instrument Date	Jun 16, 2017
Instrument	1018640
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3713 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	1018641
Date	Jun 21, 2017
Instrument	1018641

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2032

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,002 Land $9,198 Building $73,804	$249,006 Land $27,594 Building $221,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3713 Lakeview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3713 Lakeview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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