Osceola County property record for 3713 Brambly Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,684 sqft · built 2015 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,535 (Jan 2016) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-30-0070-0001-0940 |
| Primary APN | 35-26-30-0070-0001-0940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,684 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,875 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Patio Area | 20 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3713 BRAMBLY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIARWOOD ESTATES PB 19 PG 188 LOT 94 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | BRIARWOOD ESTATES |
| Legal Tract | 70 |
| Legal Block | 940 |
| Legal Lot Number | 94 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 43207 |
Source: Osceola County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3713 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Feb 21, 2020 | Loan Modification, Mortgage · Line of Credit IBERIABANK |
| May 10, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 10, 2019 | Loan Modification, Mortgage · FHA Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2016 · Amount on Record |
| Deed Sale | Jan 6, 2016 · Amount on Record |
| Deed Document Number | 20161706 |
| Deed Book / Page | 4895 / 889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3713 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3713 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0069391533 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 6939/1533 |
| Instrument | 2026036050 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3713 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0056891236 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3815 N HIGHWAY 1 COCOA FL 329265931, COCOA, FL 32926-5931 |
| Document Number | 0056891236 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 005689/001236 |
| Instrument | 34701 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | 918 S ORANGE AVE, ORLANDO, FL 32806-1213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 9, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3713 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0055322666 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3713 BRAMBLY AVE ST CLOUD FL 347728279, ST CLOUD, FL 34772-8279 |
| Document Number | 0055322666 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 005532/002666 |
| Instrument | 69896 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3713 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0055441234 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3713 BRAMBLY AVE ST CLOUD FL 347728279, ST CLOUD, FL 34772-8279 |
| Document Number | 0055441234 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 005544/001234 |
| Instrument | 79438 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | EWING, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,877.00 (+3.71%) Homeowner's exemption Disabled Person's exemption | $208,640 (+5.99%) | $292,500 (-10.77%) Land $70,000 Building $222,500 |
| 2024 | $2,774.00 (+2.89%) | ||
| 2023 | $2,696.00 (+0.75%) Homeowner's exemption Disabled Person's exemption | $196,855 (+3%) | $327,800 (+15.99%) Land $60,000 Building $267,800 |
| 2022 | $2,676.00 Homeowner's exemption Disabled Person's exemption | $191,122 | $282,600 Land $55,000 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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