Erie County and Lancaster Town property record for 3713 Bowen Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,072 sqft · built 1916 |
| Lot Size | 1.1 acres (47,912 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,466 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 116.03-1-37 |
| Primary APN | 145289 116.03-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 800 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 47,912 sqft (1.1 acres) |
| Lot Dimensions | 212 ft deep x 226 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 230 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3713 BOWEN RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC R 212 X 226 |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14206 |
3713 Bowen Rd is owned and occupied by an individual who acquired it in February 2008.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3713 BOWEN RD, LANCASTER, NY 14086-9699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 22, 2008 |
| Transfer Doc | 0111412860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 3713 BOWEN RD, LANCASTER, NY 14086-9699 |
| Document Number | 0138537457 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3713 BOWEN RD LANCASTER NY 140869699, LANCASTER, NY 14086-9699 |
| Document Number | 0138537457 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 013853/007457 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3713 Bowen Rd was $4,466 with exemptions applied, down 27.9% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,466.00 (-27.91%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $6,195.00 (+52.21%) | $151,000 (-) Land $50,900 Building $100,100 | $235,938 (+12.51%) Land $79,531 Building $156,407 |
| 2024 | $4,070.00 Homeowner's exemption Veteran's exemption | $151,000 (-) Land $50,900 Building $100,100 | $209,700 (+4.17%) Land $70,687 Building $139,013 |
| 2023 | Homeowner's exemption Veteran's exemption | $151,000 Land $50,900 Building $100,100 | $201,300 Land $67,855 Building $133,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3713 Bowen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3713 Bowen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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