3713 95th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3713 95th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,978 sqft · built 1978
Lot Size	0.23 acres (10,028 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2021)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R96229`

Property Details

APN / Parcel Number

Primary APN	`R96229`
Alternative APN	`R7290000000007010000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,978 sqft Living Area
Gross Area	3,484 sqft
1st Floor Area	2,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Other
Lot Area	10,028 sqft (0.23 acres)
Lot Dimensions	111 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3713 95TH ST
City	LUBBOCK
State	TX
Zip	79423-3811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE L 701
Legal Subdivision	RAINTREE
Legal Lot Number	701
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2012
Census Tract	10504

Owner

Source: Lubbock County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3713 95TH ST, LUBBOCK, TX 79423-3811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE
Apr 27, 2021	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Apr 4, 2011 · Amount on Record
Deed Document Number	202120519
Prior Transfer Date	Apr 1, 2011
Prior Transfer Doc	0000010309
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 22, 2026
Property Address	3713 95TH ST, LUBBOCK, TX 79423-3811
Document Number	0000028634
Instrument Date	Jul 17, 2026
Instrument	202628634
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	SERVICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3713 95TH ST, LUBBOCK, TX 79423-3811

Mortgage

Document Number	0000028635,
Date	Jul 22, 2026
Instrument	202628635

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000028636,
Date	Jul 22, 2026
Instrument	202628636

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jul 17, 2029

Interest

Rate	6.52%
Max Rate	-1%

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 27, 2021
Property Address	3713 95TH ST, LUBBOCK, TX 79423-3811
Document Number	0000020519
Map Reference	VOL 1523 PG 1
Instrument Date	Apr 23, 2021
Instrument	2021020519
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3713 95TH ST, LUBBOCK, TX 79423-3811

Mortgage

Document Number	0000020520
Date	Apr 27, 2021
Instrument	2021020520

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	3713 95TH ST, LUBBOCK, TX 79423-3811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036436
Date	Sep 17, 2019
Instrument	2019036436

Lender

Name	PEOPLES BANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (-18.01%) Homeowner's exemption Senior Citizen's exemption	$340,347 (-15.28%) Land $14,400 Building $325,947	$340,347 (-15.79%) Land $14,400 Building $325,947
2024	$4,985.00 (-23.81%)
2023	$6,543.00 (-5.92%) Homeowner's exemption	$401,715 Land $14,400 Building $389,772	$404,172 Land $14,400 Building $389,772
2022	$6,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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