3712 Silver Oak Ct, Tulsa, OK 74107 Property Records

Tulsa County property record for 3712 Silver Oak Ct, Tulsa, OK 74107

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,635 sqft · built 1995
Lot Size0.235 acres (10,237 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Jul 2026)
Tax Bill$2,813 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN86722-92-19-45990

Property Details

APN / Parcel Number

Primary APN86722-92-19-45990
Alternative APN
  • R86722921945990

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,635 sqft Living Area
Gross Area3,270 sqft
1st Floor Area1,635 sqft
Basement Area1,635 sqft
Laundry RoomLaundry Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,237 sqft (0.235 acres)
Garage TypeAttached
Garage Area484 sqft
PorchPorch
Porch Area78 sqft
Patio Area118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR86722921945990
Street Address3712 SILVER OAK CT
CityTULSA
StateOK
Zip74107-4050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionLT 10 BLK 2
Legal Range12E
Legal Township19N
Legal Section19
Legal SubdivisionROLLING OAKS SOUTH IV
Legal Block2
Legal Lot Number10
JurisdictionTULSA OK
Township / Civil DivisionTULSA
Census Block Group1
Census Block1016
Census Tract6506

Owner

Source: Tulsa County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3712 SILVER OAK CT, TULSA, OK 74107-4050
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORPORATION
Aug 17, 2021Warranty Deed, Transfer · FHA Mortgage
GATEWAY FIRST BANK
Jun 8, 2020Deed of Trust, Mortgage · Line of Credit
TULSA TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2026 · Amount on File
Deed SaleJul 9, 2026 · Amount on File
Prior SaleAug 17, 2021 · Amount on File
Deed Document Number202663408
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateJul 9, 2026
Property Address3712 SILVER OAK CT, TULSA, OK 74107-4050
Document Number0000063408
Instrument DateJun 19, 2026
Instrument202663408
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyAPEX TITLE COMPANY, APEX TITLE & CLOSING SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$39,087.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3712 SILVER OAK CT, TULSA, OK 74107-4050

Mortgage

Document Number0000063409,
DateJul 9, 2026
Instrument202663409
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000063410,
DateJul 9, 2026
Instrument202663410
Lender
NameRURAL ENTERPRISES
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term10 Months
DueJul 1, 2036
Interest
Rate6.53%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTULSA OK
Recording DateAug 17, 2021
Property Address3712 SILVER OAK CT, TULSA, OK 74107-4050
Document Number0000095858
Instrument DateAug 5, 2021
Instrument2021095858
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyEXECUTIVE TITLE, EXECUTIVE TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$297.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3712 SILVER OAK CT, TULSA, OK 74107-4050

Mortgage

Document Number0000095859
DateAug 17, 2021
Instrument2021095859
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULSA OK
Property Address3712 SILVER OAK CT, TULSA, OK 74107-4050
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTULSA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051799
DateJun 8, 2020
Instrument2020051799
Lender
NameTULSA TEACHERS CU
TypeCredit Union
AddressTULSA, OK 74133
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyTulsa County
MunicipalitySand Springs City
Unified School DistrictBerryhill Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,813.00 (+9.58%) Homeowner's exemption$21,490 (+3.14%) Land $2,424 Building $19,066$236,600 (+19.19%) Land $26,690 Building $209,910
2023$2,567.00 (+0.94%)$20,835 (-) Land $2,802 Building $18,033$198,500 (-) Land $26,690 Building $171,810
2022$2,543.00 Homeowner's exemption$20,835 Land $2,802 Building $18,033$198,500 Land $26,690 Building $171,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAND SPRINGS
serves 28,774 people · EPA ID OK1020420
Water SourceSurface water
Last State InspectionJan 2026
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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