3712 S Vermont Ave, Independence, MO 64052 Property Records

Jackson County property record for 3712 S Vermont Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 972 sqft · built 1950
Lot Size	0.234 acres (10,192 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-110-10-11`

Property Details

APN / Parcel Number

Primary APN	`32-110-10-11`
Alternative APNs	`32-110-10-11-00-0-00-000` `32110101100000001` `868110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	50 sqft
Unfinished Basement	910 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,192 sqft (0.234 acres)
Lot Dimensions	155 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	56 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	868110
Street Address	3712 S VERMONT AVE
City	INDEPENDENCE
State	MO
Zip	64052-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K AND A VILLAGE LOT 35
Legal Subdivision	K AND A VILLAGE
Legal Block	4
Legal Lot Number	35
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4016
Census Tract	12100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3712 S VERMONT AVE, INDEPENDENCE, MO 64052-2560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Grant Deed, Transfer COCHRANE LORI S
Dec 21, 2020	Deed of Trust, Mortgage COCHRANE LORI S

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021
Deed Sale	Jan 6, 2021
Deed Document Number	2021E1286
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 6, 2021
Property Address	3712 S VERMONT AVE, INDEPENDENCE, MO 64052-2560
Document Number	0000E01286
Instrument Date	Dec 21, 2020
Instrument	1286E
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3712 S VERMONT AVE INDEPENDENCE MO 640522560, INDEPENDENCE, MO 64052-2560

Mortgage

Document Number	E05774
Date	Jan 6, 2021
Instrument	5774E

Lender

Name	COCHRANE LORI S
Address	4123 NE TIMBERLAKE DR, LEES SUMMIT, MO 64064-4507

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2031

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3712 S VERMONT AVE, INDEPENDENCE, MO 64052-2560
Document Number	0000E05774
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3712 S VERMONT AVE INDEPENDENCE MO 640522560, INDEPENDENCE, MO 64052-2560

Mortgage

Document Number	0000E05774
Date	Jan 19, 2021
Instrument	5774E

Lender

Name	COCHRANE LORI S
Address	4123 NE TIMBERLAKE DR, LEES SUMMIT, MO 64064-4507

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2031

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,675 (-) Land $4,343 Building $14,332	$98,290 (-)
2025	$1,536.00 (+18.15%)	$18,675 (+14.99%) Land $4,343 Building $14,332	$98,290 (+15%)
2024	$1,300.00 (+0.46%)
2023	$1,294.00	$16,240 Land $2,271 Building $13,969	$85,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, KC Web, Spectrum, Wisper ISP.

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