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3712 Rushworth St, Frederick, MD 21704 Property Records

Frederick County property record for 3712 Rushworth St, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,688 sqft · built 2011
Lot Size0.236 acres (10,294 sqft)
Owner2 Individual Names on Record
Last Sale$910,000 (Sep 2025)
Tax Bill$10,329 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-254148

Property Details

APN / Parcel Number

Primary APN07-254148
Alternative APN
  • 254148

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,688 sqft Living Area
Gross Area4,128 sqft
1st Floor Area1,702 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,294 sqft (0.236 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area360 sqft
Patio Area780 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number254148
Street Address3712 RUSHWORTH ST
CityFREDERICK
StateMD
Zip21704-7933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 22043 SECT M-22A 10,294 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-22A
Legal Lot Number22043
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4003
Census Tract752206

Owner

Source: Frederick County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3712 RUSHWORTH ST, FREDERICK, MD 21704-7933
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleOct 18, 2011 · Amount on Record
Deed Book / Page17498 / 435
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJun 1, 2026
Property Address3712 RUSHWORTH ST, FREDERICK, MD 21704-7933
Document Number1788000274
Book / Page17886 / 274
Instrument DateMay 23, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address3712 RUSHWORTH ST, FREDERICK, MD 21704-7933

Mortgage

Document Number1788000274,
DateJun 1, 2026
Book Page17886/274
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3712 RUSHWORTH ST, FREDERICK, MD 21704-7933
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyCENTRAL TN TITLE AND ESCROW, CENTRAL TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146150500
DateMar 2, 2021
Book Page14615/500
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,329.00 (+15.69%)$704,467 (+17.46%)$846,400 (+33.61%) Land $278,400 Building $568,000
2023$8,928.00 Homeowner's exemption$599,733$633,500 Land $178,100 Building $455,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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