Anne Arundel County property record for 3712 Ramsey Dr, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,020 sqft · built 1952 |
| Lot Size | 0.491 acres (21,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Jun 2019) |
| Tax Bill | $9,003 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-863-02809065 |
| Primary APN | 01-863-02809065 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 2,244 sqft |
| 1st Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,400 sqft (0.491 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 224 sqft |
| Deck Area | 399 sqft |
| Patio Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 86302809065 |
|---|---|
| Street Address | 3712 RAMSEY DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 18 19 20 BK 9 TURKEY POINT |
| Legal Subdivision | TURKEY POINT |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 701201 |
3712 Ramsey Dr is owned and occupied by two individuals who acquired it in November 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3712 RAMSEY DR, EDGEWATER, MD 21037-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 17, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on File |
| Deed Sale | Jun 17, 2019 · Amount on File |
| Prior Sale | Oct 1, 1993 · Amount on File |
| Deed Book / Page | 33244 / 225 |
| Last Transfer Date | Nov 5, 2020 |
| Transfer Doc | 0358260306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 21, 2020 |
| Property Address | 3712 RAMSEY DR, EDGEWATER, MD 21037-4118 |
| Document Number | 0358260306 |
| Book / Page | 35826 / 306 |
| Map Reference | MB 17 FO 47 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | LIBERTY T&E OF MD LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3712 RAMSEY DR, EDGEWATER, MD 21037-4118 |
| Document Number | 0035826310 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 35826/310 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 17, 2019 |
| Property Address | 3712 RAMSEY DR, EDGEWATER, MD 21037-4118 |
| Document Number | 0332440225 |
| Book / Page | 33244 / 225 |
| Map Reference | MB 17 FO 47 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | LIBERTY T&E OF MD LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3712 RAMSEY DR, EDGEWATER, MD 21037-4118 |
| Document Number | 0033244232 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 33244/232 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3712 RAMSEY DR, EDGEWATER, MD 21037-4118 |
| Document Number | 0307800486 |
| Book / Page | 030780 / 000486 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3712 RAMSEY DR EDGEWATER MD 210374118, EDGEWATER, MD 21037-4118 |
| Document Number | 0307800486 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 030780/000486 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3712 Ramsey Dr was $9,003, up 13.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $877,800 (+12.75%) Land $608,300 Building $269,500 | $877,800 (-) Land $608,300 Building $269,500 | |
| 2025 | $9,003.00 (+13.37%) | $778,567 | $877,800 Land $608,300 Building $269,500 |
| 2024 | $7,941.00 (+25.37%) | ||
| 2023 | $6,334.00 | $580,100 Land $376,700 Building $203,400 | $580,100 Land $376,700 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3712 Ramsey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3712 Ramsey Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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