3712 Ralph Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3712 Ralph Rd, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,769 sqft · built 1957
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01320781`

Property Details

APN / Parcel Number

Primary APN	`13-01320781`
Alternative APN	`01320781`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01320781
Street Address	3712 RALPH RD
City	SILVER SPRING
State	MD
Zip	20906-5264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Block	12
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703302

Owner

Source: Montgomery County records · APN 13-01320781

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3712 RALPH RD, SILVER SPRING, MD 20906-5264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2002
Deed Sale	Jul 11, 2002
Prior Sale	Dec 07, 2000 · Amount on Record
Deed Document Number	2002244549
Deed Book / Page	21405 / 753
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3712 RALPH RD, SILVER SPRING, MD 20906-5264
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 RALPH RD, SILVER SPRING, MD 20906-5264

Mortgage

Document Number	0645470467
Date	Nov 10, 2021
Book Page	64547/467

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,500 (+6.48%)	$512,100 (+19.45%) Land $173,100 Building $339,000
2025	$5,061.00 (+34.53%)	$428,700 (+15.07%) Land $173,100 Building $255,600	$428,700 (-) Land $173,100 Building $255,600
2023		$372,567	$428,700 Land $173,100 Building $255,600
2022	$3,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317033021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	20 (1978–2021)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.