3712 Prairie Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 3712 Prairie Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	5 bd · 4,303 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$437,500 (Mar 2022)
Tax Bill	$12,106 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-35-126-006`

Property Details

APN / Parcel Number

Primary APN	`04-35-126-006`

Interior

Bedrooms	5 Beds
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,303 sqft Living Area
Gross Area	5,171 sqft
Basement Area	1,649 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	868 sqft

Location & Zoning

Street Address	3712 PRAIRIE DR
City	SPRING GROVE
State	IL
Zip	60081-8332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0008175 LT 79 SPRING GROVE ESTS PHASE III
Legal Subdivision	SPRING GROVE ESTS PHASE III
Legal Phase	3
Legal Block	126
Legal Lot Number	79
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2062
Census Tract	870105

Owner

3712 Prairie Dr is owned by an individual who bought it in March 2022.

Source: McHenry County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	917 FREEMAN ST, PLANO, IL 60545-3013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Document Number	20228175
Prior Transfer Date	Dec 1, 1994
Prior Transfer Doc	0095000462
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3712 PRAIRIE DR, SPRING GROVE, IL 60081-8332
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007068
Date	Mar 18, 2026
Instrument	2026R0007068

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3712 PRAIRIE DR, SPRING GROVE, IL 60081-8332
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007859
Date	Apr 3, 2024
Instrument	2024R0007859

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Mar 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3712 PRAIRIE DR, SPRING GROVE, IL 60081-8332
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 PRAIRIE DR, SPRING GROVE, IL 60081-8332

Mortgage

Document Number	0000038860
Date	Nov 18, 2022
Instrument	2022R0038860

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Commercial Mortgage

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 3, 2022
Property Address	3712 PRAIRIE DR, SPRING GROVE, IL 60081-8332
Document Number	0000008175
Map Reference	DOC 93R52306
Instrument Date	Feb 10, 2022
Instrument	2022R0008175
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 FREEMAN ST, PLANO, IL 60545-3013

Mortgage

Document Number	0000008176
Date	Mar 3, 2022
Instrument	2022R0008176

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,106.00	$166,293 Land $25,680 Building $140,613	$498,879 Land $77,040 Building $421,839
2022	Homeowner's exemption	$143,564 Land $21,138 Building $122,426	$430,692 Land $63,414 Building $367,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3712 Prairie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3712 Prairie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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