3712 Pinecrest Rd, Rockford, IL 61107 Property Records

Winnebago County property record for 3712 Pinecrest Rd, Rockford, IL 61107

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,820 sqft · built 1955
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Apr 2026)
Tax Bill$4,701 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN161C923

Property Details

APN / Parcel Number

Primary APN161C923
Alternative APN
  • 1217303021

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area3,044 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Game RoomGame Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions150 ft deep x 70 ft wide
TerrainRolling
Garage TypeAttached
Garage Area264 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3712 PINECREST RD
CityROCKFORD
StateIL
Zip61107-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionALPINE CREST SUBD IN W1/2 SEC 17 + SE1/4 SEC 18-44-2 LOT 051 BLOCK 00A
Legal Range2
Legal Township44
Legal Section18
Legal SubdivisionALPINE CREST SUBD
Legal Block00A
Legal Lot Number051
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2020
Census Tract402

Owner

3712 Pinecrest Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3712 PINECREST RD, ROCKFORD, IL 61107-1310
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Warranty Deed, Transfer · FHA Mortgage
WINTRUST MORTGAGE
Sep 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
May 2, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Apr 20, 2020Warranty Deed, Transfer · Line of Credit
TRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on File
Deed SaleApr 21, 2026 · Amount on File
Prior SaleMay 2, 2023 · Amount on File
Deed Document Number20269549
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateApr 21, 2026
Property Address3712 PINECREST RD, ROCKFORD, IL 61107-1310
Document Number0000009549
Instrument DateMar 25, 2026
Instrument20269549
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40,147.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3712 PINECREST RD, ROCKFORD, IL 61107-1310

Mortgage

Document Number0000009550,
DateApr 21, 2026
Instrument20269550
Lender
NameWINTRUST MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.99%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3712 PINECREST RD, ROCKFORD, IL 61107-1310
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021292
DateSep 14, 2023
Instrument2321292
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 15, 2028

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 2, 2023
Property Address3712 PINECREST RD, ROCKFORD, IL 61107-1310
Document Number0000009286
Map ReferenceBK18 PG22 23
Instrument DateApr 18, 2023
Instrument2309286
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3712 PINECREST RD, ROCKFORD, IL 61107-1310

Mortgage

Document Number0000009287
DateMay 2, 2023
Instrument2309287
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2038
Interest
Rate TypeFixed Rate
Rate5.63%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateApr 20, 2020
Property Address3712 PINECREST RD, ROCKFORD, IL 61107-1310
Document Number0001010149
Instrument DateApr 16, 2020
Instrument1010149
Transaction TypeTransfer
Record UpdatedMay 12, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3712 PINECREST RD ROCKFORD IL 611071310, ROCKFORD, IL 61107-1310

Mortgage

Document Number1010150
DateApr 20, 2020
Instrument1010150
Lender
NameTRUST BK
TypeBank
AddressOLNEY, IL 62450
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 19, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3712 Pinecrest Rd was $4,701, up 5.7% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,701.00 (+5.69%)$70,827 (+11.43%) Land $9,076 Building $61,751$212,481 (+11.43%) Land $27,228 Building $185,253
2024$4,448.00$63,562 Land $8,145 Building $55,417$190,686 Land $24,435 Building $166,251
2022Homeowner's exemption$50,094 Land $6,419 Building $43,675$150,282 Land $19,257 Building $131,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3712 Pinecrest Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims12 (1978–2013)
Claims Outside the SFHA4 of 12
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3712 Pinecrest Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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