3712 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 3712 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,447 sqft · built 1940
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2023)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-137-001A`

Property Details

APN / Parcel Number

Primary APN	`09-137-001A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,447 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Detached
Garage Area	1,596 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3712 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-7515
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	8832-0737
Legal Subdivision	SURVEY BY ELLIS HUNEYCUTT, SURVEYOR
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	20601

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 23, 2021	Re-recorded Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202330726
Deed Book / Page	8832 / 737
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	0008832737
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 28, 2023
Property Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515
Document Number	0008832737
Book / Page	8832 / 737
Instrument Date	Dec 18, 2023
Instrument	30726
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1805 STONEY POINT RD, CUMMING, GA 30041-6739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515

Mortgage

Document Number	0008832739
Date	Dec 28, 2023
Book Page	8832/739
Instrument	30727

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	UNION NC
Recording Date	Nov 23, 2021
Property Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515
Document Number	0008323186
Book / Page	8323 / 186
Instrument Date	Aug 4, 2021
Instrument	55612
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 30, 2021
Property Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515
Document Number	8189157
Book / Page	8189 / 157
Instrument	36003
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515

Mortgage

Document Number	36004
Date	Jul 30, 2021
Instrument	36004

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3712 MORGAN MILL RD, MONROE, NC 28110-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7693220
Date	Jun 8, 2020
Book Page	7693/220
Instrument	20107

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+36.52%)	$309,000 (+79.76%) Land $64,400 Building $244,600	$309,000 (+79.76%) Land $64,400 Building $244,600
2023	$1,150.00	$171,900 Land $34,300 Building $137,600	$171,900 Land $34,300 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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