Frederick County property record for 3712 Mackall St, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,680 sqft · built 2011 |
| Lot Size | 0.235 acres (10,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Mar 2017) |
| Tax Bill | $10,917 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-254725 |
| Primary APN | 07-254725 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,680 sqft Total Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,256 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 254725 |
|---|---|
| Street Address | 3712 MACKALL ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22077 SECT M-22A 10,256 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA SEC M-22A |
| Legal Lot Number | 22077 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 752206 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3712 MACKALL ST, FREDERICK, MD 21704-7928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 23, 2019 | Deed of Trust, Mortgage · VA Mortgage NFM LNDG |
| Mar 8, 2017 | Grant Deed, Transfer · VA Mortgage NFM LNDG |
| Mar 8, 2017 | Grant Deed, Transfer ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on Record |
| Deed Sale | Mar 8, 2017 · Amount on Record |
| Prior Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 000002 |
| Deed Book / Page | 11705 / 84 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3712 MACKALL ST, FREDERICK, MD 21704-7928 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0155610001 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 15561/1 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3712 MACKALL ST, FREDERICK, MD 21704-7928 |
| Document Number | 0133100408 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3712 MACKALL ST FREDERICK MD 217047928, FREDERICK, MD 21704-7928 |
| Document Number | 0133100408 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 013310/000408 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 8, 2017 |
| Property Address | 3712 MACKALL ST, FREDERICK, MD 21704-7928 |
| Document Number | 0117050091 |
| Book / Page | 01170 / 000091 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3712 MACKALL ST FREDERICK MD 217047928, FREDERICK, MD 21704-7928 |
| Document Number | 117050098 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 011705/000098 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 8, 2017 |
| Property Address | 3712 MACKALL ST, FREDERICK, MD 21704-7928 |
| Document Number | 0117050084 |
| Book / Page | 01170 / 000084 |
| Instrument Date | Nov 6, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6 PENN CTR W PITTSBURGH PA 152760108, PITTSBURGH, PA 15276-0108 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,917.00 | $769,433 | $814,800 Land $178,100 Building $636,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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