3712 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3712 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1990
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2009)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-042898`

Property Details

APN / Parcel Number

Primary APN	`03-042898`
Alternative APNs	`3042898` `042898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,875 sqft (0.181 acres)
Porch	Slab
Porch Area	100 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	042898
Street Address	3712 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 1-3 BLK 55 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	55
Legal Lot Number	1-3
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1011
Census Tract	860404

Owner

3712 7th St is owned and occupied by two individuals who acquired it in August 2014.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3712 7TH ST, NORTH BEACH, MD 20714-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 28, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2009 · Amount on File
Deed Sale	Nov 19, 2009 · Amount on File
Prior Sale	Jul 8, 1998 · Amount on File
Deed Document Number	2009100805
Deed Book / Page	3410 / 109
Last Transfer Date	Aug 4, 2014
Transfer Doc	0044220474
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3712 7TH ST, NORTH BEACH, MD 20714-9725
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061510087
Date	Nov 22, 2021
Book Page	6151/87

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Oct 1, 2045

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3712 7TH ST, NORTH BEACH, MD 20714-9725
Document Number	0049430012
Book / Page	004943 / 000012
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3712 7TH ST NORTH BEACH MD 207149725, NORTH BEACH, MD 20714-9725

Mortgage

Document Number	0049430012
Date	Feb 14, 2017
Book Page	004943/000012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3712 7th St was $3,222.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,333 (+1.32%)	$294,800 (+3.95%) Land $92,900 Building $201,900
2025	$3,222.00	$283,600 Land $92,900 Building $190,700	$283,600 Land $92,900 Building $190,700
2023	$2,622.00 Homeowner's exemption	$252,400	$283,600 Land $92,900 Building $190,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3712 7th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3712 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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