3712 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3712 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$609,999 (Feb 2025)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-253605`

Property Details

APN / Parcel Number

Primary APN	`03-253605`
Alternative APN	`253605`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Total Area
Basement Area	691 sqft
Finished Basement	691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	1,000 ft deep x 150 ft wide
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	253605
Street Address	3712 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3R BLK 53 NORTH BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	53
Legal Lot Number	3R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3017
Census Tract	860404

Owner

Source: Calvert County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3712 3RD ST, NORTH BEACH, MD 20714-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CFG COMMUNITY BANK
Jul 7, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Prior Sale	Jul 7, 2022 · Amount on Record
Deed Book / Page	6691 / 344
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3712 3RD ST, NORTH BEACH, MD 20714-9713
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3712 3RD ST, NORTH BEACH, MD 20714-9713

Mortgage

Document Number	0068160226
Date	Nov 13, 2025
Book Page	6816/226

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3712 3RD ST, NORTH BEACH, MD 20714-9713
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12198 CAVALIER DR, DUNKIRK, MD 20754-9777

Mortgage

Document Number	0064910379
Date	Oct 10, 2023
Book Page	6491/379

Lender

Name	CFG COMMUNITY BANK
Type	Bank
Address	BALTIMORE, MD 21209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 7, 2022
Property Address	3712 3RD ST, NORTH BEACH, MD 20714-9713
Document Number	0063100288
Book / Page	6310 / 288
Map Reference	MB 5601 PL 496
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 126, DUNKIRK, MD 20754-0126

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$542,833 (+701.82%)	$564,900 (+734.42%) Land $87,700 Building $477,200
2025	$5,900.00 (+739.26%)
2023	$703.00	$67,700 Land $67,700	$67,700 Land $67,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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