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37105 W 3rd St, Hilliard, FL 32046 Property Records

Nassau County property record for 37105 W 3rd St, Hilliard, FL 32046

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,528 sqft · built 1924
Lot Size0.253 acres (11,025 sqft)
Owner2 Individual Names on File
Last Sale$222,500 (Feb 2025)
Tax Bill$2,754 (2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-3N-24-2380-0047-0031

Property Details

APN / Parcel Number

Primary APN08-3N-24-2380-0047-0031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,528 sqft Living Area
1st Floor Area1,360 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1974
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area11,025 sqft (0.253 acres)
Lot Dimensions10.5 ft deep x 10.5 ft wide
Garage TypeCarport
Garage Area153 sqft
CarportCarport
Carport Area153 sqft
PorchFlorida Room
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address37105 W 3RD ST
CityHILLIARD
StateFL
Zip32046-6845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionBLK 47 N1/2 OF W1/2 LOT 3 TOWN OF HILLIARD PBK 1/23
Legal Range24E
Legal Township03N
Legal Section08
Legal SubdivisionTOWN OF HILLIARD
Legal Block47
Legal Lot Number3
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2045
Census Tract50403

Owner

37105 W 3rd St is owned and occupied by two individuals who bought it in February 2025.

Source: Nassau County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address37105 W 3RD ST, HILLIARD, FL 32046-6845
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 18, 2022Quit Claim Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Mar 7, 2022Warranty Deed, Transfer · Balloon Mortgage
GROUNDFLOOR JACKSONVILLE LLC
Mar 7, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 16, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on File
Deed SaleFeb 27, 2025 · Amount on File
Prior SaleAug 18, 2022 · Amount on File
Deed Document Number20255581
Deed Book / Page2770 / 1278
Prior Transfer DateDec 14, 2021
Prior Transfer Doc0025220305
Record UpdatedSep 20, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 27, 2025
Property Address37105 W 3RD ST, HILLIARD, FL 32046-6845
Document Number0027701278
Book / Page2770 / 1278
Map ReferenceMB 1 PG 28
Instrument DateFeb 27, 2025
Instrument202545005581
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,557.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 46, ALFRED, ME 04002-0046

Transferred To (Grantee/Buyer)

NameVerified Name
Address37105 W 3RD ST, HILLIARD, FL 32046-6845

Mortgage

Document Number0027701280
DateFeb 27, 2025
Instrument2770/1280
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2055

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateAug 18, 2022
Property Address37105 W 3RD ST, HILLIARD, FL 32046-6845
Document Number0025850591
Book / Page2585 / 591
Map ReferenceMB 1 PG 28
Instrument DateAug 9, 2022
Instrument202245028949
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.50
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 46, ALFRED, ME 04002-0046

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 46, ALFRED, ME 04002-0046

Mortgage

Document Number0002585593
DateAug 18, 2022
Instrument2585/593
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2037

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 7, 2022
Property Address37105 W 3RD ST, HILLIARD, FL 32046-6845
Document Number0025440932
Book / Page2544 / 932
Map ReferenceMB 1 PG 28
Instrument DateMar 4, 2022
Instrument202245008313
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$878.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5425 MARY AVE, FERNANDINA BEACH, FL 32034-4920

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 46, ALFRED, ME 04002-0046
InvestorPossibly a Property Investor

Mortgage

Document Number0002544934
DateMar 7, 2022
Instrument2544/934
Lender
NameGROUNDFLOOR JACKSONVILLE LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term6 Months
DueAug 31, 2022

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 7, 2022
Property Address37105 W 3RD ST, HILLIARD, FL 32046-6845
Document Number0025440930
Book / Page2544 / 930
Map ReferenceMB 1 PG 28
Instrument DateFeb 22, 2022
Instrument202245008312
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 MARY AVE, FERNANDINA BEACH, FL 32034-4920

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateDec 16, 2021
Property Address37105 W 3RD ST, HILLIARD, FL 32046-6845
Document Number0025220305
Book / Page2522 / 305
Map ReferenceMB 1 PG 28
Instrument DateDec 14, 2021
Instrument202145046336
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address376866 KINGS FERRY RD, HILLIARD, FL 32046-6346

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 MARY AVE, FERNANDINA BEACH, FL 32034-4920

Tax Assessment & Valuation

The 2025 property tax bill for 37105 W 3rd St was $2,754, up 6.7% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityHilliard Town
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,754.00 (+6.74%)$165,479 (+6.88%) Land $36,750 Building $128,729$165,479 (+6.88%) Land $36,750 Building $128,729
2024$2,580.00 (+2.95%)$154,826 (+3.48%) Land $31,500 Building $123,326$154,826 (+3.48%) Land $31,500 Building $123,326
2023$2,506.00 (+33.65%)$149,625 (+26.35%) Land $31,500 Building $118,125$149,625 (+26.35%) Land $31,500 Building $118,125
2022$1,875.00$118,423 Land $31,500 Building $86,923$118,423 Land $31,500 Building $86,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37105 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37105 W 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILLIARD WTP
serves 3,036 people · EPA ID FL2451179
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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