Lorain County property record for 37105 Chestnut Ridge Rd, Elyria, OH 44035 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 1977 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Sep 2015) |
| Tax Bill | $3,714 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-071-000-051 |
| Primary APN | 11-00-071-000-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 1,834 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 37105 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 980584290 |
| Legal Subdivision | EATON |
| Legal Lot Number | 71 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-071-000-051
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37105 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Aug 03, 2021 | Transfer on Death Deed, Transfer |
| Nov 06, 2020 | Quit Claim Deed, Transfer HOWARD HANNA MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on Record |
| Deed Sale | Sep 10, 2015 · Amount on Record |
| Deed Document Number | 2015558993 |
| Last Transfer Date | Nov 02, 2020 |
| Transfer Doc | 0000787622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 14, 2026 |
| Property Address | 37105 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623 |
| Document Number | 0000103457 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 2026103457 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Address | 37105 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623 |
| Document Number | 0000103457, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026103457 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 03, 2021 |
| Property Address | 37105 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623 |
| Document Number | 20210832175 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021-0832175 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 06, 2020 |
| Property Address | 37105 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8623 |
| Document Number | 0000787622 |
| Instrument Date | Nov 02, 2020 |
| Instrument | 787622 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 37105 CHESTNUT RIDGE RD ELYRIA OH 440358623, ELYRIA, OH 44035-8623 |
| Document Number | 787623 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 787623 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15238 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 05, 2050 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,714.00 (+0.41%) Homeowner's exemption | $83,660 (+0.01%) Land $24,190 Building $59,470 | $239,010 (-) Land $69,100 Building $169,910 |
| 2024 | $3,699.00 (+0.19%) | $83,654 (+9.87%) Land $24,185 Building $59,469 | $239,010 (+9.87%) Land $69,100 Building $169,910 |
| 2023 | $3,692.00 (+2.07%) | $76,136 (-0.01%) Land $21,070 Building $55,066 | $217,530 (-) Land $60,200 Building $157,330 |
| 2022 | $3,617.00 | $76,140 Land $21,070 Building $55,070 | |
| 2021 | $217,530 Land $60,200 Building $157,330 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930911002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023, rainfall accumulation |
| Wildfire Risk | Low above 4% of the US · above 19% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| GLW Broadband | Cable | 1,000 / 100 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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