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37101 Oak Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37101 Oak Ln, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1974
Lot Size0.257 acres (11,193 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Dec 2007)
Tax Bill$1,384 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-18-26-0300-000-05200

Property Details

APN / Parcel Number

Primary APN25-18-26-0300-000-05200
Alternative APNs
  • 261825030000005200
  • 1769833

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,478 sqft Living Area
Gross Area2,094 sqft
1st Floor Area1,478 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,193 sqft (0.257 acres)
Lot Dimensions131 ft deep x 105 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area167 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1769833
Street Address37101 OAK LN
CityUMATILLA
StateFL
Zip32784-9260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionTHREE LAKES SUB SECOND ADD LOT 52 1/42ND INT IN LOT 102-A 1/49TH INT IN LOT 70-A PB 14 PG 24 ORB 3561 PG 981 ORB 5926 PG 2487
Legal Range26E
Legal Township18S
Legal Section25
Legal SubdivisionTHREE LAKES SUB SECOND ADD
Legal Tract0300
Legal Lot Number52
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3097
Census Tract30110

Owner

Source: Lake County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address37101 OAK LN, UMATILLA, FL 32784-9260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 30, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 30, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2007 · Amount on Record
Deed SaleDec 28, 2007 · Amount on Record
Prior SaleMay 9, 2001 · Amount on Record
Deed Document Number2007168561
Deed Book / Page3561 / 981
Last Transfer DateMar 24, 2022
Transfer Doc0059262487
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateMay 12, 2026
Property Address37101 OAK LN, UMATILLA, FL 32784-9260
Document Number0000058768
Book / Page6738 / 434
Instrument DateMay 6, 2026
Instrument202658768
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address37101 OAK LN, UMATILLA, FL 32784-9260

Mortgage

Document Number0000058768,
DateMay 12, 2026
Book Page6738/434
Instrument202658768
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address37101 OAK LN, UMATILLA, FL 32784-9260
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address37101 OAK LN, UMATILLA, FL 32784-9260

Mortgage

Document Number0063081140
DateApr 1, 2024
Book Page6308/1140
Instrument2024037076
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateMar 30, 2022
Property Address37101 OAK LN, UMATILLA, FL 32784-9260
Document Number0059262487
Book / Page5926 / 2487
Map ReferenceMB 14 PG 24
Instrument DateMar 24, 2022
Instrument2022044110
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37101 OAK LN, UMATILLA, FL 32784-9260

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 30, 2022
Property Address37101 OAK LN, UMATILLA, FL 32784-9260
Document Number0059262484
Book / Page5926 / 2484
Map ReferenceMB 14 PG 24
Instrument DateMar 21, 2022
Instrument2022044109
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37101 OAK LN, UMATILLA, FL 32784-9260

Transferred To (Grantee/Buyer)

NameVerified Name
Address37101 OAK LN, UMATILLA, FL 32784-9260

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,230 (+2.9%)$223,499 (-) Land $55,000 Building $168,499
2025$1,384.00 (+3.36%) Homeowner's exemption$83,800 (+5.98%) Land $55,000 Building $28,800$223,499 (+32.3%) Land $55,000 Building $168,499
2024$1,339.00 (+20.09%)
2023$1,115.00 (+19.89%) Homeowner's exemption$79,070 (+3%)$168,930 (-) Land $27,303 Building $141,627
2022$930.00 Homeowner's exemption$76,770$168,930 Land $27,303 Building $141,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 60% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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