371 Windfields Way, Chesapeake City, MD 21915 Property Records

Cecil County property record for 371 Windfields Way, Chesapeake City, MD 21915

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,220 sqft · built 1970
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jul 2021)
Tax Bill$2,787 (2026)
Deeds & MortgagesApr 2020 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-039400

Property Details

APN / Parcel Number

Primary APN02-039400
Alternative APNs
  • 2039400
  • 039400

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,220 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area56,628 sqft (1.3 acres)
PorchSlab
Porch Area134 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number039400
Street Address371 WINDFIELDS WAY
CityCHESAPEAKE CITY
StateMD
Zip21915-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSAR
Legal DescriptionLOT 3F - 1.302 ACRE 371 WINDFIELDS WAY ST. AUGUSTINE VILLAGE
Legal SubdivisionSAINT AUGUSTINE VILLAGE INC
Legal Lot Number3F
JurisdictionCECIL MD
Township / Civil Division2, CHESAPEAKE CITY
Census Block Group3
Census Block3031
Census Tract30200

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address371 WINDFIELDS WAY, CHESAPEAKE CITY, MD 21915-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 31, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 23, 2021Deed, Transfer · Conventional Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2021 · Amount on Record
Deed SaleJul 23, 2021 · Amount on Record
Prior SaleSep 26, 2011 · Amount on Record
Deed Book / Page4940 / 127
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address371 WINDFIELDS WAY, CHESAPEAKE CITY, MD 21915-1417
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045900281
DateApr 29, 2020
Book Page4590/281
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term214 Months
DueFeb 1, 2038

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address371 WINDFIELDS WAY, CHESAPEAKE CITY, MD 21915-1417
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048340315
DateMar 31, 2021
Book Page4834/315
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateJul 23, 2021
Property Address371 WINDFIELDS WAY, CHESAPEAKE CITY, MD 21915-1417
Document Number0049400127
Book / Page4940 / 127
Map ReferencePL PC577 FO 1504
Instrument DateJul 21, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLIBERTY TITLE, LIBERTY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address371 WINDFIELDS WAY, CHESAPEAKE CITY, MD 21915-1417

Mortgage

Document Number0004940134
DateJul 23, 2021
Instrument4940/134
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,787.00 (+3.03%) Homeowner's exemption$281,067 (+19.48%)$292,400 (+13.16%) Land $109,700 Building $182,700
2025$2,705.00 (+49.45%) Homeowner's exemption
2023$1,810.00 Homeowner's exemption$235,233$258,400 Land $109,700 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2003–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Verizon
Fixed Wireless
300 / 20

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