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371 Vail Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 371 Vail Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 1995
Lot Size0.719 acres (31,324 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Apr 2004)
Tax Bill$933 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone AE (high risk)
APN26-29-09-687044-000440

Property Details

APN / Parcel Number

Primary APN26-29-09-687044-000440
Alternative APNs
  • 092926687044000440
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,518 sqft Living Area
Gross Area1,978 sqft
1st Floor Area1,518 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area31,324 sqft (0.719 acres)
Lot Dimensions292 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area460 sqft
Pool TypeEnclosed Pool
PorchUnfinished Open Porch
Porch Area34 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address371 VAIL DR
CityWINTER HAVEN
StateFL
Zip33884-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE PHASE TWO PB 80 PGS 12 & 13 LOT 44
Legal Range26E
Legal Township29S
Legal Section09
Legal SubdivisionCEDAR COVE PHASE TWO
Legal Phase2
Legal Tract687044
Legal Block1
Legal Lot Number44
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1049
Census Tract14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address371 VAIL DR, WINTER HAVEN, FL 33884-2834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2004 · Amount on Record
Deed SaleApr 22, 2004 · Amount on Record
Prior SaleMay 14, 1996 · Amount on Record
Deed Document Number200479335
Deed Book / Page5749 / 2232
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address371 VAIL DR, WINTER HAVEN, FL 33884-2834
Transaction TypeMortgage
Record UpdatedApr 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066060
DateMar 21, 2024
Book Page13049/592
Instrument2024066060
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMar 15, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address371 VAIL DR, WINTER HAVEN, FL 33884-2834
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyMORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name
Address371 VAIL DR, WINTER HAVEN, FL 33884-2834

Mortgage

Document Number0000332023
DateDec 21, 2021
Book Page12037/446
Instrument2021332023
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,857 (+2.7%)$272,871 (+8.07%) Land $44,000 Building $228,871
2025$933.00 (-39.61%) Homeowner's exemption$110,864 (+5.99%)$252,493 (+0.77%) Land $44,000 Building $208,493
2023$1,545.00 (+7.67%) Homeowner's exemption$104,602 (+3%)$250,558 (+3.36%) Land $42,000 Building $208,558
2022$1,435.00 Homeowner's exemption$101,555$242,417 Land $35,000 Building $207,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation133.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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