371 Swaps Dr, San Jose, CA 95111 Property Records

Santa Clara County property record for 371 Swaps Dr, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1964
Lot Size	0.147 acres (6,380 sqft)
Owner	Individual Name on File
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`684-35-021`

Property Details

APN / Parcel Number

Primary APN	`684-35-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,380 sqft (0.147 acres)
Lot Dimensions	116 ft deep x 55 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	371 SWAPS DR
City	SAN JOSE
State	CA
Zip	95111-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3122 GREAT OAKS BOOK 142 PAGE 42 PAGE 43 LOT 418
Legal Subdivision	GREAT OAKS
Legal Tract	3122
Legal Lot Number	418
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	512043

Owner

371 Swaps Dr is owned and occupied by an individual who acquired it in August 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	371 SWAPS DR, SAN JOSE, CA 95111-2842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 31, 2019	Intrafamily Transfer, Transfer · VA Mortgage DPS FINANCIAL SERVICES INC
Dec 4, 2018	Quit Claim Deed, Transfer · VA Mortgage LEND PLUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019
Deed Sale	Oct 31, 2019
Deed Document Number	201924318555
Last Transfer Date	Aug 3, 2022
Transfer Doc	0025356471
Record Updated	Sep 20, 2026

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 10, 2022
Property Address	371 SWAPS DR, SAN JOSE, CA 95111-2842
Document Number	0025356471
Map Reference	MB 142 PG 42&43
Instrument Date	Aug 5, 2022
Instrument	25356471
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 SWAPS DR, SAN JOSE, CA 95111-2842

Mortgage

Document Number	0025356472
Date	Aug 10, 2022
Instrument	25356472

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	371 SWAPS DR, SAN JOSE, CA 95111-2842
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 SWAPS DR, SAN JOSE, CA 95111-2842

Mortgage

Document Number	0024996206
Date	Jun 15, 2021
Instrument	24996206

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	371 SWAPS DR, SAN JOSE, CA 95111-2842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024557592
Date	Jul 29, 2020
Instrument	24557592

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 31, 2019
Property Address	371 SWAPS DR, SAN JOSE, CA 95111-2842
Document Number	0024318555
Map Reference	MB 142 PG 42&43
Instrument Date	Oct 25, 2019
Instrument	24318555
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	371 SWAPS DR, SAN JOSE, CA 95111-2842

Mortgage

Document Number	0024318556
Date	Oct 31, 2019
Instrument	24318556

Lender

Name	DPS FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 4, 2018
Property Address	371 SWAPS DR, SAN JOSE, CA 95111-2842
Document Number	0024074823
Instrument Date	Nov 26, 2018
Instrument	24074823
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	CHRONOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	371 SWAPS DR SAN JOSE CA 951112842, SAN JOSE, CA 95111-2842

Mortgage

Document Number	24074824
Date	Dec 4, 2018
Instrument	24074824

Lender

Name	LEND PLUS
Address	ALISO VIEJO, CA 92656

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 371 Swaps Dr was $4,058 with a veteran's exemption, up 2.4% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,083 (+2%) Land $141,448 Building $173,635
2025	$4,058.00 (+2.37%) Veteran's exemption	$308,906 Land $138,675 Building $170,231
2024	$3,964.00 (+1.38%)
2023	$3,910.00 (-1.06%) Disabled Person's exemption Veteran's exemption	$296,913 Land $133,291 Building $163,622
2022	$3,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 371 Swaps Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 371 Swaps Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Kwikbit, Sail Internet.

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