371 Pinnacle Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 371 Pinnacle Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2017
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2023)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Jun 2023 Sale Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449902858066000`

Property Details

APN / Parcel Number

Primary APN	`449902858066000`
Alternative APNs	`35390` `60410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,970 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	316 ft deep x 211 ft wide
Terrain	Mountain
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Deck Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60410
Street Address	371 PINNACLE LN
City	MURPHY
State	NC
Zip	28906-3091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PINHOOK RIDGE 1517/611
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1021
Census Tract	930501

Owner

Source: Cherokee County records · APN 449902858066000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	371 PINNACLE LN, MURPHY, NC 28906-3091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer
Feb 01, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	May 25, 2011 · Amount on Record
Deed Document Number	2990
Deed Book / Page	1737 / 181
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 21, 2023
Property Address	371 PINNACLE LN, MURPHY, NC 28906-3091
Document Number	001737/181
Book / Page	1737 / 181
Instrument Date	Jun 13, 2023
Instrument	2990
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13705 SW 102ND PL, DUNNELLON, FL 34432-4904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1999 MEARS PKWY, MARGATE, FL 33063-3702

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	371 PINNACLE LN, MURPHY, NC 28906-3091
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01579/0849
Date	Feb 01, 2018
Book Page	01579/0849
Instrument	00495

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	371 PINNACLE LN, MURPHY, NC 28906-3091
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1660/771
Date	Oct 19, 2020
Book Page	1660/771
Instrument	5977

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (+6.03%)	$232,670 (+5.64%)	$232,670 (+5.64%) Land $18,430 Building $214,240
2023		$220,240 (-)	$220,240 (-) Land $18,430 Building $201,810
2022	$1,493.00	$220,240	$220,240 Land $18,430 Building $201,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain Electric Membership.

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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