371 Oak St, Elko, NV 89801 Property Records

Elko County property record for 371 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1915
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2021)
Tax Bill	$1,100 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-171-007`

Property Details

APN / Parcel Number

Primary APN	`001-171-007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	1,200 sqft
Basement Area	725 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	371 OAK ST
City	ELKO
State	NV
Zip	89801-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	MALLETTS SUBDIVISION FILE 6
Legal Subdivision	MALLETTS SUBDIVISION
Legal Block	64
Legal Lot Number	21,22
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1018
Census Tract	951000

Owner

371 Oak St is owned and occupied by two individuals who bought it in June 2021.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	371 OAK ST, ELKO, NV 89801-3131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Oct 31, 2016
Deed Document Number	2021789404
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0000717576
Record Updated	Oct 29, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 25, 2021
Property Address	371 OAK ST, ELKO, NV 89801-3131
Document Number	0000789404
Instrument Date	Jun 21, 2021
Instrument	789404
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	371 OAK ST, ELKO, NV 89801-3131

Mortgage

Document Number	0000789405
Date	Jun 25, 2021
Instrument	789405

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 371 Oak St was $1,100, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,100.00 (+5.47%)	$37,063 (+4.77%) Land $15,050 Building $22,013	$105,894 (+4.77%) Land $43,000 Building $62,894
2025	$1,043.00	$35,377 Land $15,050 Building $20,327	$101,077 Land $43,000 Building $58,077
2023	$872.00 (+7.92%)	$25,284 (+14.78%) Land $6,615 Building $18,669	$72,240 (+14.78%) Land $18,900 Building $53,340
2022	$808.00	$22,028 Land $6,615 Building $15,413	$62,937 Land $18,900 Building $44,037

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 371 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 371 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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