371 N Lombardy Loop, Saint Johns, FL 32259 Property Records

St. Johns County property record for 371 N Lombardy Loop, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,229 sqft · built 2004
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2020)
Tax Bill	$9,070 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249826-1690`

Property Details

APN / Parcel Number

Primary APN	`249826-1690`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	4,229 sqft Living Area
Gross Area	5,092 sqft
1st Floor Area	2,897 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	863 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	471 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	371 N LOMBARDY LOOP
City	SAINT JOHNS
State	FL
Zip	32259-5267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/89-93 JULINGTON CREEK PLANTATION PARCEL 81 PHASE 2 LOT 169 OR4979/1273
Legal Range	27E
Legal Township	04S
Legal Section	49
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 81 PHA
Legal Phase	2
Legal Block	4
Legal Lot Number	169
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	4
Census Block	4000
Census Tract	20801

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	371 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Oct 26, 2010 · Amount on Record
Deed Document Number	202052682
Deed Book / Page	4979 / 1273
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	371 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 N LOMBARDY LOOP, JACKSONVILLE, FL 32259-5267

Mortgage

Document Number	0056260935
Date	Sep 1, 2022
Book Page	5626/935
Instrument	2022083972

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jun 25, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2020
Property Address	371 N LOMBARDY LOOP, SAINT JOHNS, FL 32259-5267
Document Number	0049791273
Book / Page	4979 / 1273
Map Reference	MB 45 PG 89-93
Instrument Date	Jun 30, 2020
Instrument	2020052682
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 S ROSCOE BLVD, 309, PONTE VEDRA BEACH, FL 32082-4363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 N LOMBARDY LOOP, ST JOHNS, FL 32259-5267

Mortgage

Document Number	0049791275
Date	Jul 2, 2020
Book Page	4979/1275
Instrument	2020052683

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,660 (+2.7%)	$859,816 (-0.47%) Land $215,000 Building $644,816
2025	$9,070.00 (+10.93%) Homeowner's exemption	$577,079 (+2.9%)	$863,861 (+2.22%) Land $215,000 Building $648,861
2024	$8,176.00 (+5.84%) Homeowner's exemption	$560,815 (+3%)	$845,084 (-2.72%) Land $215,000 Building $630,084
2023	$7,725.00 (+2.2%) Homeowner's exemption	$544,481 (+3%)	$868,700 (+17.05%) Land $215,000 Building $653,700
2022	$7,559.00 Homeowner's exemption	$528,622	$742,175 Land $179,200 Building $562,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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