McHenry County property record for 371 Millard Ave, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,313 sqft · built 1986 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,000 (Feb 2013) |
| Tax Bill | $5,318 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-01-307-009 |
| Primary APN | 18-01-307-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,313 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 59 sqft |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 371 MILLARD AVE |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-5184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0009943 LT 9 BLK 15 CRYSTAL LAKE GARDENS |
| Legal Subdivision | CRYSTAL LAKE GARDEN |
| Legal Block | 15 |
| Legal Lot Number | 9 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 871112 |
Source: McHenry County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 371 MILLARD AVE, CRYSTAL LAKE, IL 60014-5184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CREDIT UNION |
| May 2, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 25, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2013 · Amount on Record |
| Deed Sale | Feb 15, 2013 · Amount on Record |
| Prior Sale | Aug 26, 1997 · Amount on Record |
| Deed Document Number | 20138876 |
| Last Transfer Date | Apr 21, 2023 |
| Transfer Doc | 0000009943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 14, 2026 |
| Property Address | 371 MILLARD AVE, CRYSTAL LAKE, IL 60014-5184 |
| Document Number | 0000023579 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202623579 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 371 MILLARD AVE, CRYSTAL LAKE, IL 60014-5184 |
| Document Number | 0000023579, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202623579 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 2, 2023 |
| Property Address | 371 MILLARD AVE, CRYSTAL LAKE, IL 60014-5184 |
| Document Number | 0000009943 |
| Map Reference | DOC 81777 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023R0009943 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 371 MILLARD AVE, CRYSTAL LAKE, IL 60014-5184 |
| Document Number | 0000009944 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023R0009944 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 371 MILLARD AVE, CRYSTAL LAKE, IL 60014-5184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036561 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018R0036561 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.64% |
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,318.00 | $71,435 (+22.25%) Land $7,919 Building $63,516 | $214,305 (+22.25%) Land $23,757 Building $190,548 |
| 2022 | Homeowner's exemption | $58,433 Land $6,478 Building $51,955 | $175,299 Land $19,434 Building $155,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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